2026 年最佳云基础设施架构:金融服务的 AI 原生、多云、量子感知蓝图
Cloud architecture has crystallised around six pillars and one strategic question for banks: whether to consume cloud or design it — under converging pressure from agentic commerce, agentic unit economics, harvest-now-decrypt-later quantum risk, MCP security, cryptographic agent identity, and the legacy estate that still consumes 70–75% of financial-services IT spend.