INFRA

Blockchain

Distributed ledger technology in financial infrastructure — consensus, validators, smart-contract execution, and where the primitive shows up in banking.

8 articles

APPLIED AI

Digital Assets in 2026: The Infrastructure Transition Banks Cannot Delay

2026-05-28

Digital assets are no longer an innovation bet. They are a settlement, custody, and balance-sheet architecture question. Crypto is a ~$3 trillion asset class, stablecoins have reached ~$300 billion, and tokenised real-world assets grew ~300% in 2025. The strategic task for banks in 2026 is not whether to engage but how to design infrastructure, controls, and governance for a world where money, assets, and settlement become programmable.

APPLIED AI

Stablecoin Yield by Another Name: BlackRock's BRSRV and BSTBL Filings Decoded

2026-05-15

Stablecoins cannot pay yield under the GENIUS Act. On 8 May 2026, BlackRock filed two SEC registrations for products that solve this constraint by being regulated as money market funds rather than…

APPLIED AI

Quantum Key Distribution Revolutionising Security in Banking

2023-12-11

The banking and financial industry is undergoing a revolutionary transformation in data security, driven by the emergence of Quantum Key Distribution (QKD). This groundbreaking innovation, based…

APPLIED AI

The making of the Express Transaction Credits Platform

2018-02-15

A hands-on account of building the EXTC platform on Ethereum ERC-223 in early 2018: how the token contract was structured, what the multi-signature and time-lock primitives were designed to do, and what the experiment revealed about blockchain's practical limits for payment networks.

APPLIED AI

Unveiling a new Cryptocurrency and Faster Payment Solution

2018-02-04

The Express Transaction Credits (EXTC) platform was an early-2018 experiment in programmable payments on Ethereum, using ERC-223 smart contracts to enable instant cross-border transfers and atomic payment flows — ideas that decentralised finance later scaled.

APPLIED AI

ERC-20: The Ethereum Token Interface That Changed the World

2018-01-24

Before the advent of the ERC-20 (Ethereum Request for Comments 20) standard, the Ethereum blockchain was like the Wild West of token architectures. Each newly minted token had its own unique set…

APPLIED AI

Understanding the Technology behind Blockchain

2018-01-09

Blockchain is an append-only ledger secured by cryptographic hash chains and distributed consensus — a design that makes tampering computationally expensive and auditable by anyone. Ethereum extended this foundation with a programmable execution layer, turning a simple payments record into a platform for smart contracts, tokens, and decentralised finance.

APPLIED AI

Bitcoin: A Year In Review of the First Cryptocurrency

2018-01-01

Bitcoin, often hailed as digital gold, initiated a financial revolution by introducing decentralized electronic cash and blockchain technology. It enabled online payments between individuals…