Payments
ISO 20022, end to end: pain.001, pacs.008, camt.053, and acmt.001. Adopt one library at a time.
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What I build
Open source for the future of finance.
Security
Post-quantum primitives: ML-KEM (CRYSTALS-Kyber, NIST FIPS 203) and hashing, ready to pilot today.
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Audited Rust libraries and a code security scanner, signed and shipped with a software bill of materials.
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By the numbers.
37.1MOpen-source downloads
663GitHub stars
84Sigstore-signed articles
19Years in payments and banking
EPAA · September 2025
Why the payments industry must act now.
Regulators are treating harvest-now-decrypt-later as a credible present risk. This paper, produced for the Emerging Payments Association Asia, sets out the structural threat and the case for coordinated action across wholesale payment rails.
Latest
From the desk.
Agentic AI · AI Governance · Banking
The Agentic AI Index for Banks in 2026: Measuring Autonomy
TL;DR A six-dimension index scoring agentic AI readiness in banks: autonomy tiers, governance, regulatory evidence, economics, readiness, and global alignment.
Post-Quantum · Cryptography · Banking
The 2026 Post-Quantum Security Scorecard: A Board-Level Metric Framework
TL;DR The 2026 Post-Quantum Security Scorecard provides boards and senior management with a fiduciary metric framework to track Cryptographic Bill of Materials (CBOM), HNDL exposure, and NIST FIPS 203/204 migration velocity across tier-1 banking infrastructure.
Open Source Banking · FINOS · Linux Foundation
Open Source, FINOS and the Cloud-Native CIB Stack
TL;DR How FINOS, the Linux Foundation and a Rust-and-zero-dependency stack are reshaping the cloud-native CIB stack — talent, compliance, PSD3 and supply-chain provenance.