Payments
ISO 20022, end to end: pain.001, pacs.008, camt.053, and acmt.001. Adopt one library at a time.
Explore the ISO 20022 libraries
Wholesale Payments & AI Leader · Author of the EPAA Quantum-Safe Payments Paper · Creator of 179 open-source packages
Open-source payments, post-quantum security, and applied AI for financial services.
Tailor the page order and highlights for your role.
# 1. Validate ISO 20022 pacs.008.001.10 (pip install pacs008)
pacs008 -t pacs.008.001.10 -m template.xml -s schema.xsd -d payments.csv --dry-run
✓ Schema validation passed
✓ Data validation passed (1 payment records)
# 2. Verify NIST FIPS 203 ML-KEM-768 KEM (cargo add kyberlib)
cargo test -p kyberlib --test test_kem
✓ test keypair_encap_decap ... ok
✓ test result: ok. 9 passed; 0 failed; finished in 0.01s
# 3. Verify live CycloneDX SBOM provenance (SLSA / Sigstore)
curl -sSLO https://sebastienrousseau.com/sbom.cdx.json && gh attestation verify sbom.cdx.json --owner sebastienrousseau
✓ Loaded 1 attestation from GitHub API (slsa.dev/provenance/v1)
✓ Verification succeeded!What I build
ISO 20022, end to end: pain.001, pacs.008, camt.053, and acmt.001. Adopt one library at a time.
Explore the ISO 20022 librariesPost-quantum primitives: ML-KEM (CRYSTALS-Kyber, NIST FIPS 203) and hashing, ready to pilot today.
See the post-quantum primitivesAudited Rust libraries and a code security scanner, signed and shipped with a software bill of materials.
View the toolingProof
Most downloads come from transitive dependencies in CI/CD pipelines and production services across PyPI, crates.io, and npm · Updated .
Career
Nearly two decades of in-house payments and digital product leadership at HSBC, PayPal, Barclays, Shazam, AKQA, and Virgin Group.

EPAA · September 2025
Regulators are treating harvest-now-decrypt-later as a credible present risk. This paper, produced for the Emerging Payments Association Asia, sets out the structural threat and the case for coordinated action across wholesale payment rails.
Latest
TL;DR The FCA describes itself as a technology-agnostic, principles-based and outcomes-focused regulator, and it applies that stance to AI. Its rules don't usually mandate or prohibit specific...
TL;DR The seeds published with the NIST P-192, P-224, P-256, P-384 and P-521 curves were never hash outputs. They came from the C library's lrand48 generator, seeded by Unix timestamp. Claude worked...
TL;DR Task-exposure frameworks treat an occupation as a shell that survives around whatever humans still do. Agentic systems pursue a goal and deliver a finished work product, so the coordination work...