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Pembayaran sumber terbuka, keamanan pasca-kuantum, dan AI terapan untuk layanan keuangan.

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ISO 20022, end to end: pain.001, pacs.008, camt.053, and acmt.001. Adopt one library at a time.
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EPAA · September 2025
Regulators are treating harvest-now-decrypt-later as a credible present risk. This paper, produced for the Emerging Payments Association Asia, sets out the structural threat and the case for coordinated action across wholesale payment rails.
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