Payments
ISO 20022, end to end: pain.001, pacs.008, camt.053, and acmt.001. Adopt one library at a time.
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Kà gẹ́gẹ́ bí…
What I build
Open source for the future of finance.
Security
Post-quantum primitives: ML-KEM (CRYSTALS-Kyber, NIST FIPS 203) and hashing, ready to pilot today.
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Audited Rust libraries and a code security scanner, signed and shipped with a software bill of materials.
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By the numbers.
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84Sigstore-signed articles
19Years in payments and banking
EPAA · septembre 2025
Why the payments industry must act now.
Regulators are treating harvest-now-decrypt-later as a credible present risk. This paper, produced for the Emerging Payments Association Asia, sets out the structural threat and the case for coordinated action across wholesale payment rails.
Ka ìwádìí tuntun
From the desk.
Emerging Technology · Horizon Scanning · FCA
Reading the Emerging-Technology Risk Horizon for Banks in 2026
TL;DR Kíkà ìpilẹ̀ṣẹ̀ ti ojú-ọ̀run ewu àwọn ìmọ̀-ẹ̀rọ tí ń yọjáde fún àwọn báńkì ní 2026 — ọgbọ́n tí AI ṣe ní ti ara ẹni, ìwà ọ̀daràn ìnáwó roba, àti ìnáwó tí a lè ṣètò — pẹ̀lú ìlànà àmì-sí-ìbójútó, tí ó gbáralé Technology Horizon Scan 2026 ti FCA.
Agentic AI · AI Governance · Banking
The Agentic AI Index for Banks in 2026: Measuring Autonomy
TL;DR Àtọ́ka Blockchain tí a Fọwọ́sí 2026 ń fún àwọn báńkì ní Àwòṣe Ìdàgbà Agbára onípele-márùn-ún láti fọwọ́sí ìṣàkóso ìwé-àkọsílẹ̀ pínpín, ìdúróṣinṣin ìfohùnṣọ̀kan, ìṣírò, ìdánilójú àdéhùn ọlọ́gbọ́n, àti agbára-àkíyèsí àyẹ̀wò ní ìlòdì sí DORA, PFMI ti CPMI-IOSCO, ISO/IEC TC 307, ISO 42001, àti Basel III.
Agentic AI · Iṣakoso AI · Banki
Ìtọ́ka Agentic AI fún Banki ní 2026: Wíwọ̀n Autonomy
TL;DR Ìtọ́ka oní-mẹ́fà fún ìmúrasílẹ̀ agentic AI ní banki: ipele autonomy, iṣakoso, ẹri ilana, ọrọ-aje, imurasilẹ, ati ibamu agbaye.