The work
Wholesale payments infrastructure that has to be correct.
Senior payments leader at HSBC Commercial & Investment Bank, working on Treasury APIs, Banking-as-a-Service, and the ISO 20022 wholesale rails that settle correspondent payments at scale.
Nearly two decades across Tier-1 banks (HSBC, PayPal, Barclays) and consumer technology (Shazam, AKQA, Virgin). The same product-engineering discipline now applies to retail, wholesale, and post-quantum work.
The research
Banking research, signed and dated. Every article verifiable.
Applied AI, ISO 20022, post-quantum cryptography. Every piece written for senior architects and CTOs who need to make architectural calls, not read press releases.
Cited in the EPAA Quantum-Safe Payments white paper (Sept 2025). Editor of Banking On Quantum and Banking On AI. Member of the EPAA Quantum-Safe Cryptography Working Group.
The output
Open source the standards bodies and lab evaluators can actually read.
KyberLib: an ML-KEM implementation in Rust, evaluated by Qtonic Quantum Lab and adopted by QGram.
pain001: ISO 20022 payment-file automation. BankStatementParser: turns multi-format statements into structured data. CloudCDN: an open-source edge CDN blueprint.
Trusted across
Speaking and events
Keynotes, panels and briefings for banking and payments leaders.
Talks on enterprise AI in banking, ISO 20022 migration, and quantum-safe payments. Written for boards, regulators, and the engineers who ship the rails.
Recent stage: The Economist Commercialising Quantum summit, London 2026.
Where to next
Pick the surface that fits your question.
Read the articles
73 signed, dated pieces on applied AI, ISO 20022, and post-quantum cryptography.
Browse ProofSee the case studies
Five evidence-first builds, every metric verifiable without going through me.
Explore ConversationGet in touch
Consulting, speaking, advisory. Tier-1 banking technology engagements only.
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