LEADERSHIP
The banking industry as the editorial subject — what's changing, why, and what it means for technology, payments, risk, and the operating model.
APPLIED AI
Agentic AI is operational infrastructure in 2026. This index measures it the way banks measure capital and credit: a six-dimension readiness score across autonomy tiers, the control plane, regulatory evidence, unit economics, organisational readiness, and global regulatory alignment.
INFRASTRUCTURE & CRYPTOGRAPHY
As of June 2026, post-quantum cryptography (PQC) has transitioned from an experimental technical concern to a primary fiduciary obligation. Boards must now oversee the systematic migration of legacy encryption...
PAYMENTS & MONEY
Executive Order 14409, ANSSI's hard 2030 deadline and DORA Article 5 have moved post-quantum cryptography from a long-range technical goal to an active regulatory mandate. This index converts securing registries, high-frequency ledgers and SWIFT channels into a board-ready 0–5 scorecard that aligns ML-KEM, ML-DSA and SLH-DSA primitives with fiduciary liability and balance-sheet risk.
INFRASTRUCTURE & CRYPTOGRAPHY
BIS Quantum Dawn and the G7 January 2026 PQC roadmap have moved post-quantum cryptography from research to board agenda. This piece extends KyberLib from a toolkit into an enterprise CIB transition programme — covering high-value rails, trade finance, custody, and the disclosures regulators are now asking for.
INFRASTRUCTURE & CRYPTOGRAPHY
In the era of GPU-accelerated decryption and DORA mandates, cryptographic rot is a systemic risk. Every legacy PBKDF2 or scrypt hash resting in a banking database is a countdown to compromise. hsh changes the paradigm with zero-downtime, memory-safe upgrades...
POLICY & RESILIENCE
The banking edge has a dependency problem. Every Nginx or Envoy instance that routes traffic between a client and a core banking service carries a dependency tree: OpenSSL builds, Lua modules,…
APPLIED AI
Fully Homomorphic Encryption (FHE) promises to redefine data security in Banking and the Financial Industry. By enabling computations on encrypted data, FHE safeguards privacy against both…
APPLIED AI
Imagine a missed loan that could have been predicted. A seemingly low-risk borrower defaults, leaving a bank reeling from unexpected losses. This scenario, once a common pitfall in the world of…
APPLIED AI
The financial landscape is poised for a groundbreaking transformation driven by the convergence of artificial intelligence (AI) and quantum algorithm design.This revolution in finance isn't raw…
APPLIED AI
In 2023, the intersection of Artificial Intelligence (AI) and Quantum Computing (QC) has profoundly impacted the banking and financial industry. These technologies have revolutionised the way…
APPLIED AI
The banking and financial industry is undergoing a revolutionary transformation in data security, driven by the emergence of Quantum Key Distribution (QKD). This groundbreaking innovation, based…
APPLIED AI
In my previous article, [Protecting Data in the Quantum Age ⧉][03], I delved into the impending threat of quantum computing to digital security and looked at how quantum-resistant cryptography…
APPLIED AI
Generative AI crossed from research curiosity to production deployment in 2023. GPT-4, Claude 2, Llama 2, and Mistral demonstrated that large language models could handle legal document review, code generation, and customer dialogue at human-comparable quality — raising immediate governance questions about hallucination, data leakage, and regulatory compliance in financial services.
