PAYMENTS

Wholesale payments

Interbank, large-value, market infrastructure payments — the wholesale side of banking infrastructure economics.

6 articles

PAYMENTS & MONEY

The Post-Quantum Banking Resilience Index in 2026: EO 14409, Global Deadlines, and Fiduciary Cryptographic Agility

2026-06-26

Executive Order 14409, ANSSI's hard 2030 deadline and DORA Article 5 have moved post-quantum cryptography from a long-range technical goal to an active regulatory mandate. This index converts securing registries, high-frequency ledgers and SWIFT channels into a board-ready 0–5 scorecard that aligns ML-KEM, ML-DSA and SLH-DSA primitives with fiduciary liability and balance-sheet risk.

PAYMENTS & MONEY

Building pacs.008 Automation for the ISO 20022 Interbank Era in 2026

2026-06-15

pacs008 is an open-source Python toolkit that makes ISO 20022 FI-to-FI customer credit transfer messages programmable — structured addresses, validation, routing, compliance hooks, and the SWIFT November 2026 deadline baked in as defaults.

APPLIED AI

The Autonomous Treasury Index in 2026: Agentic Treasury, Programmable Liquidity, Tokenised Deposits, and Real-Time Cash Control

2026-06-07

A 2026 autonomous treasury readiness index — measuring agentic treasury workflows, programmable liquidity coverage, tokenised deposit integration, real-time payment orchestration, and automated cash control as one operating-model fabric.

APPLIED AI

The Wholesale Payments Index in 2026: ISO 20022, Tokenised Deposits, Real-Time Rails, and Cross-Border Settlement

2026-06-06

An index framework for measuring wholesale-payments readiness in 2026: ISO 20022 structured-address compliance ahead of SWIFT's November 2026 milestone, tokenised-deposit settlement, BIS Project Agorá cross-border atomicity, real-time rail orchestration, and liquidity efficiency. Four percentages — structured-data completeness, rail-routing optimality, settlement-finality lag, and Agorá-corridor coverage — turn payment-operations posture into supervisory-ready evidence.

APPLIED AI

The 2026 Banking Infrastructure Index: Measuring Readiness for Agentic AI, Quantum-Safe Security, Cloud Native Resilience, and Wholesale Payments

2026-06-02

Banking infrastructure in 2026 has reached the point where it needs an index, not another trend list. A Stanford AI Index-inspired framework for measuring bank readiness across agentic AI, quantum-safe security, cloud-native resilience, and wholesale payments — measured as one operating model.

APPLIED AI

Global Wholesale Payments in 2026: ISO 20022, RTGS Renewal, and the Economics of Interoperability

2026-05-19

Wholesale payments in 2026 are no longer just bank plumbing. They are part of macroeconomic resilience, trade competitiveness, liquidity efficiency, sanctions compliance, and the strategic contest…