Sebastien Rousseau

PAYMENTS

Treasury

Corporate and bank treasury operations — liquidity management, cash forecasting, FX hedging, and the operating model that sits behind real-time treasury. The agentic / autonomous- treasury angle lives under the more specific ``programmable-liquidity`` canonical.

4 articles

PAYMENTS & MONEY

From Messages to Map: Building a Global Corporate Standard on ISO 20022 and Swift

The industry finally has a global language for payments. It still does not have a global map for corporates to act on it. ISO 20022 and Swift's CBPR+ harmonised what a payment must say, not how a corporate uses it — the missing interface and behaviour layers, and how banks can build a global corporate standard on the rails they already have.

PAYMENTS & MONEY

Cross-Border 2026: ISO 20022, Open Finance and Tokenised Deposits in Corporate Treasury

Cross-border corporate treasury in 2026 is a multi-rail engineering problem. ISO 20022 is the common grammar, A2A and open finance under PSD3/FiDA are the customer-facing rail, tokenised deposits handle the wholesale settlement leg, and SWIFT still anchors the long tail. The interesting work is in the orchestration layer, not the model.