OPEN-SOURCE
Open-source software in regulated banking — supply-chain risk, attestations, contribution policy, and the OSS projects banks rely on.
INFRASTRUCTURE & CRYPTOGRAPHY
In the era of GPU-accelerated decryption and DORA mandates, cryptographic rot is a systemic risk. Every legacy PBKDF2 or scrypt hash resting in a banking database is a countdown to compromise. hsh changes the paradigm with zero-downtime, memory-safe upgrades...
POLICY & RESILIENCE
In 2026, web content is consumed as much by AI search crawlers, LLM-backed search engines, and Retrieval-Augmented Generation (RAG) pipelines as by human readers. Flat or malformed HTML…
POLICY & RESILIENCE
The banking edge has a dependency problem. Every Nginx or Envoy instance that routes traffic between a client and a core banking service carries a dependency tree: OpenSSL builds, Lua modules,…
INFRASTRUCTURE & CRYPTOGRAPHY
KyberLib turns the post-quantum banking migration from policy paper into inspectable Rust — FIPS 203 ML-KEM key encapsulation, hybrid classical-plus-quantum handshakes, no_std compilation for HSMs, crypto-agile abstraction boundaries, and the DORA Article 5 governance evidence boards now need.
APPLIED AI
CloudCDN is an open-source blueprint for the AI-native edge — a zero-trust MCP gateway with 42 tools, atomic Durable Objects rate limiting, WebAuthn passkeys, signed URLs, SLSA Level 3 provenance, and 3,185 tests at 100% coverage, mapped to DORA, BCBS 239, and Basel III.
APPLIED AI
An engineering blueprint for cloud-native banking in DORA audit phase. Five platform-engineering primitives — Kubernetes paved roads, Backstage portal, GitOps via ArgoCD, Open Policy Agent admission, OpenTelemetry end-to-end — produce Article 8 register evidence at the speed of the pipeline. Tested exit-execution annually for CTPP-dependent CIFs against BIA-derived RTO targets. Sovereign-cloud options (AWS European Sovereign Cloud, Microsoft EU Data Boundary, Bleu, Thales / S3NS) addressed as engineering decisions, not branding.
APPLIED AI
An index framework for measuring quantum-safe banking readiness in 2026: cryptographic bill of materials, hybrid TLS deployment, NIST FIPS 203 / 204 / 205 migration progress, crypto-agility primitives, and harvest-now-decrypt-later exposure across long-lived confidential data. The Board-Level Quantum Scorecard defines four exact percentages — inventory completeness, HNDL exposure, NIST migration progress, crypto-agility readiness — that turn project statuses into supervisory-ready evidence.
APPLIED AI
An engineering blueprint for agentic AI in tier-1 banks: classify by permissions not intelligence, treat every production agent as an SR 11-7 / SS1/23 model from day one, and build the five-component control plane — OAuth-scoped service accounts, deterministic semantic routing, OPA policy gates, immutable WORM audit logs, and a tested kill switch — that turns autonomous workflows into auditable evidence.
APPLIED AI
Agentic AI has crossed from pilot into production across global banking. Seventy per cent of institutions are using it to some degree; only one in five has a mature governance model. Meanwhile,…
APPLIED AI
Cloud architecture in 2026 has crystallised around six pillars: AI-native infrastructure, intelligent multi-cloud, serverless-first design with WebAssembly at the edge, edge computing, automated…
APPLIED AI
Quantum risk has moved from research curiosity to active regulatory mandate. With the G7 roadmap published in January 2026, the EU, UK, and Australian timelines clarified, and the BIS Project Leap…
APPLIED AI
From mid-November 2026, SWIFT CBPR+ will reject unstructured postal addresses in pacs.008 and related cross-border payment messages. With approximately 65% of messages still non-compliant and 44%…
APPLIED AI
OpenVoice offers significant advantages over existing tools. It allows for flexible voice style control beyond tone and timbre. It also has zero-shot cross-lingual capabilities without extensive…
APPLIED AI
This article presents an overview of a [research paper][00] that explores the integration of OpenAI Whisper with Metal Performance Shaders (MPS) on macOS, offering a new approach to real-time…
APPLIED AI
In the world of software development, logging plays a crucial role in understanding the behaviour of an application, diagnosing issues, and ensuring smooth operation. Rust, a systems programming…
APPLIED AI
Google recently launched [Gemma ⧉][00], an open-source artificial intelligence model designed to provide an accessible and ethical foundation for AI development. As an open-source model, Gemma…
APPLIED AI
Àkàndé is an open-source Python voice assistant that chains OpenAI Whisper speech recognition, GPT-4 chat completions, and a local SQLite response cache into a voice-driven workflow — generating PDF summaries from conversation history via fpdf2 and keeping all stored data local with no cloud persistence.
APPLIED AI
Audio Analyser is an open-source Python tool that chains Azure Cognitive Services speech-to-text, Text Analytics NLP, and Translator into a single CherryPy web application — turning audio recordings into structured transcripts, sentiment scores, and multilingual translations without cloud lock-in beyond the Azure SDK.
APPLIED AI
Imagine a missed loan that could have been predicted. A seemingly low-risk borrower defaults, leaving a bank reeling from unexpected losses. This scenario, once a common pitfall in the world of…
APPLIED AI
As we enter the year 2024, AI redefines technology, society, and daily life. This era is not merely about technological evolution; it's a transformational journey where AI is emerging as a…
APPLIED AI
In 2023, the intersection of Artificial Intelligence (AI) and Quantum Computing (QC) has profoundly impacted the banking and financial industry. These technologies have revolutionised the way…
APPLIED AI
In the realm of software development, effectively managing dates and times is a common challenge. DateTime (DTT) emerges as a Rust library meticulously crafted to streamline this process,…
APPLIED AI
Mathematics provides constants that are the cornerstones of technology and secure communication. Constants like pi (π) and Euler’s number (e) are crucial in everything from geometry to…
APPLIED AI
LibMake is an open-source Rust CLI tool that generates a complete library scaffold from a single command or a TOML/YAML config file — producing Cargo.toml, a doc-commented src/lib.rs, integration test and benchmark harnesses, and a GitHub Actions CI workflow covering stable/beta/nightly Rust, clippy, rustfmt, and cargo-audit.
APPLIED AI
In this article, I will examine the uses of quantum-resistant cryptography, specifically addressing the Rust Hash Library (HSH) that I developed. This library is fully optimised for cryptographic…
APPLIED AI
pain001 is an open-source Python library that generates ISO 20022 pain.001.001.09 (CustomerCreditTransferInitiation) XML from CSV or SQLite input, validates output against the XSD schema, and computes CtrlSum and NbOfTxs automatically — supporting both SEPA SCT and CBPR+ cross-border message formats.
APPLIED AI
Bitcoin, often hailed as digital gold, initiated a financial revolution by introducing decentralized electronic cash and blockchain technology. It enabled online payments between individuals…
