CATEGORY
CTO / CIO concerns — strategic technology decisions, organisational design, original analysis.
APPLIED AI
Sauƙin da aka samu a fayil ɗin high-risk ya zo kwana tara da suka wuce. Haɗarin yanzu shi ne bankuna su karanta jinkiri guda ɗaya su wargaza shirin da wani wajibcinsa ke aiki tun yau.
PAYMENTS & MONEY
Shekaru goma ke nan bankuna ke mallakar login. eIDAS 2 ya mai da shaidar zama abin da abokin ciniki ke dauke da shi kuma banki ya zama wajibi ya karba idan aka nema.
PAYMENTS & MONEY
A ƙarƙashin PSD2 banki na iya bin ƙa'ida shi kaɗai: gina endpoint, buga ƙayyadaddun bayanai, an gama. FiDA ba shi da hanyar kai kaɗai. Bin ƙa'ida na bi ta scheme, kuma ana ƙera scheme ɗin a yanzu.
APPLIED AI
An sake rubuta koyarwar model risk ta shekara goma sha biyar a watan Afrilu, kuma sakin layi guda da zai fi muhimmanci ga kwamitin haɗari na 2026 shi ne wanda ya faɗi samfuran da guidance ba ta rufe ba.
INFRASTRUCTURE & CRYPTOGRAPHY
Yawancin bankuna sun ƙididdige kuɗin gwajin. Kaɗan ne suka ƙididdige sarkar samarwa: testers masu accreditation a kan agogon shekara uku, da threat intelligence na waje.
INFRASTRUCTURE & CRYPTOGRAPHY
Kowane roadmap na post-quantum yana ɗauka akwai inventory da babu. Asset register ya san server da mai shi; bai san algorithm, key length ko library ba.
PAYMENTS & MONEY
Tantance payee ya daina zama fasalin gasa ranar da ya zama wajibi na doka. Abin da ya rage aikin gudanarwa ne: kasafin daƙiƙa biyar, amsa ta tsakiya mai shubuha, da fayilolin kamfanoni da dole a wargaza su kafin a duba su.
APPLIED AI
Rashin canzawa ba daidai yake da amincewa ba. Yayin da biyan kuɗi nan take da AI mai yiwuwa ke sake fasalta banki, littafin da ba a tabbatar ba ya zama mafi rauni, kuma blockchain mai iya tantancewa ya zama kashin bayan bincike.
APPLIED AI
Agentic AI is operational infrastructure in 2026. This index measures it the way banks measure capital and credit: a six-dimension readiness score across autonomy tiers, the control plane, regulatory evidence, unit economics, organisational readiness, and global regulatory alignment.
INFRASTRUCTURE & CRYPTOGRAPHY
Tun daga Yuni 2026, cryptography na post-quantum (PQC) ya wuce daga damuwar fasaha ta gwaji zuwa wajibcin fiduciary na farko. Hukumomi yanzu dole ne su sa ido kan ƙaurar tsari ta legacy encryption...
PAYMENTS & MONEY
Executive Order 14409, ƙayyadadden lokacin ANSSI na 2030 da Mataki na 5 na DORA sun mai da post-quantum cryptography daga buri na fasaha na nesa zuwa wajibcin tsari mai aiki. Wannan ma'aunin yana mayar da kāre rajistoci, ledgoji masu yawan ma'amala da hanyoyin SWIFT zuwa katin maki 0–5 da kwamitin gudanarwa zai iya bita wanda ke daidaita primitives na ML-KEM, ML-DSA da SLH-DSA da alhakin amana da haɗarin ma'aunin kuɗi.
INFRASTRUCTURE & CRYPTOGRAPHY
BIS Quantum Dawn da taswirar PQC ta G7 na Janairu 2026 sun matsar da cryptography na post-quantum daga bincike zuwa ajandar hukumar. Wannan rubutun yana faɗaɗa KyberLib daga kayan aiki zuwa shirin sauyawa na kamfani na CIB — yana ɗaukar manyan layukan biyan kuɗi, kuɗin kasuwanci, custody, da kuma rahotanni waɗanda masu kula da harkokin ke nema yanzu.
