Sebastien Rousseau

LEADERSHIP

Banking

The banking industry as the editorial subject — what's changing, why, and what it means for technology, payments, risk, and the operating model.

13 articles

APPLIED AI

Ma’aunin Agentic AI ga Bankuna a 2026: Auna Autonomy

Agentic AI is operational infrastructure in 2026. This index measures it the way banks measure capital and credit: a six-dimension readiness score across autonomy tiers, the control plane, regulatory evidence, unit economics, organisational readiness, and global regulatory alignment.

PAYMENTS & MONEY

Ma'aunin Juriya na Banki na Post-Quantum a 2026: EO 14409, Ƙayyadaddun Lokuta na Duniya, da Juriyar Cryptography ta Amana

Executive Order 14409, ƙayyadadden lokacin ANSSI na 2030 da Mataki na 5 na DORA sun mai da post-quantum cryptography daga buri na fasaha na nesa zuwa wajibcin tsari mai aiki. Wannan ma'aunin yana mayar da kāre rajistoci, ledgoji masu yawan ma'amala da hanyoyin SWIFT zuwa katin maki 0–5 da kwamitin gudanarwa zai iya bita wanda ke daidaita primitives na ML-KEM, ML-DSA da SLH-DSA da alhakin amana da haɗarin ma'aunin kuɗi.

INFRASTRUCTURE & CRYPTOGRAPHY

Safiyar Quantum don CIB: Daga KyberLib zuwa Tarin Biyan Kuɗi Mai Juriya ga Quantum

BIS Quantum Dawn da taswirar PQC ta G7 na Janairu 2026 sun matsar da cryptography na post-quantum daga bincike zuwa ajandar hukumar. Wannan rubutun yana faɗaɗa KyberLib daga kayan aiki zuwa shirin sauyawa na kamfani na CIB — yana ɗaukar manyan layukan biyan kuɗi, kuɗin kasuwanci, custody, da kuma rahotanni waɗanda masu kula da harkokin ke nema yanzu.

POLICY & RESILIENCE

http-handle: Ingress Mai Ƙarfin Aiki da Ba Tare da Dogaro ba ga Banki a 2026

http-handle wani binary na Rust da aka haɗa a tsaye wanda ke isar da buƙatu 180,000 a sakan ɗaya a iyakar banki ba tare da dogaro da lokaci na gudu ba, tare da tabbatarwa mTLS da JWT da aka haɗa, HTTP/2 da HTTP/3 da aka tattauna ta ALPN, da kuma lura ta OTLP — ta rufe gibin tsaro da karko da Nginx da Envoy suka bari buɗe.

APPLIED AI

Qiskit & Quantum Fourier Transform don Binciken Credit Ratio

Ka yi tunanin an rasa lamuni wanda da za a iya hasashen sa. Mai karbar bashi wanda ake ganin yana da karancin hadari ya kasa biya, wanda ya bar banki yana fama da asarar da ba a zata ba. Wannan yanayi, wanda a da ya kasance sanannen tarkon kuskure a duniyar binciken bashi...

APPLIED AI

CRYSTALS-Kyber: Algorithm na Kariya a Zamanin Quantum

A cikin labarina na baya, [Kare Bayanai a Zamanin Quantum ⧉][03], na shiga cikin barazanar kwamfutar quantum da ke tafe ga tsaron dijital kuma na duba yadda cryptography mai juriya da quantum...

APPLIED AI

Generative AI a 2023: Yadda Yake Aiki, Inda Yake Sauka

Generative AI ya wuce daga bincike zuwa aiwatarwa a 2023. GPT-4, Claude 2, Llama 2, da Mistral sun nuna cewa large language models na iya sarrafa duba takardun shari'a, samar da code, da tattaunawar abokan ciniki a ingancin da ya dace da ɗan adam — wanda ya haifar da tambayoyin gaggawa na gudanarwa game da hallucination, zubewar bayanai, da bin ƙa'idoji a ayyukan kudi.