From mid-November 2026, SWIFT CBPR+ will reject unstructured postal addresses in pacs.008 and related cross-border payment messages. With approximately 65% of messages still non-compliant and 44%…
Twelve years after its release, Luc Besson's *Lucy* reads less like pseudo-science and more like a thought experiment about what happens when human knowledge migrates from biological to…
A new paper suggests Shor's algorithm could run on as few as 10,000 qubits. The threshold for cryptographically relevant quantum computing is dropping faster than most had assumed.
Modern payment infrastructure relies on public-key cryptography. RSA, ECC, and Diffie-Hellman. To authenticate transactions, protect cardholder data, and secure messaging between financial…
Following my recent article on the [Challenges in Quantum Algorithms for Lattice-Based Cryptography][00], I am compelled to provide an update on the latest developments in [Yilei Chen's research…
This article delves into the work of [Yilei Chen ⧉][00], who has developed a polynomial-time quantum algorithm that could significantly impact the hardness of the Learning With Errors (LWE)…
OpenVoice offers significant advantages over existing tools. It allows for flexible voice style control beyond tone and timbre. It also has zero-shot cross-lingual capabilities without extensive…
Fully Homomorphic Encryption (FHE) promises to redefine data security in Banking and the Financial Industry. By enabling computations on encrypted data, FHE safeguards privacy against both…
The integration of natural language processing and image recognition has resulted in the development of Multimodal Large Language Models (MLLMs). In their paper, Apple introduces the MM1, a…
This article presents an overview of a [research paper][00] that explores the integration of OpenAI Whisper with Metal Performance Shaders (MPS) on macOS, offering a new approach to real-time…
In the world of software development, logging plays a crucial role in understanding the behaviour of an application, diagnosing issues, and ensuring smooth operation. Rust, a systems programming…
Conversational AI is evolving rapidly, and Mistral AI's Le Chat is leading the way in this innovation. This platform improves user experiences and challenges top AI solutions like ChatGPT. It's…
Google recently launched [Gemma ⧉][00], an open-source artificial intelligence model designed to provide an accessible and ethical foundation for AI development. As an open-source model, Gemma…
Gemini 1.5 is built on a new version of the Mixture of Experts (MoE) architecture, enhancing its ability to selectively activate the most relevant pathways in its neural network. This advancement…
The European Union's Artificial Intelligence Act marks a significant step in the global discourse on AI regulation. As digital technologies increasingly permeate every aspect of our lives, the…
Àkàndé is an open-source Python voice assistant that chains OpenAI Whisper speech recognition, GPT-4 chat completions, and a local SQLite response cache into a voice-driven workflow — generating PDF summaries from conversation history via fpdf2 and keeping all stored data local with no cloud persistence.
Artificial Intelligence (AI) is drastically transforming the advertising landscape, offering unprecedented efficiency and effectiveness in ad campaigns. Amazon's introduction of [Rufus ⧉][00], a…
Audio Analyser is an open-source Python tool that chains Azure Cognitive Services speech-to-text, Text Analytics NLP, and Translator into a single CherryPy web application — turning audio recordings into structured transcripts, sentiment scores, and multilingual translations without cloud lock-in beyond the Azure SDK.
Prompt engineering structures LLM input at inference time — no weight updates required. This article covers the techniques that proved reliable in 2024: zero-shot task framing (Brown et al., 2020), chain-of-thought reasoning (Wei et al., 2022), self-consistency sampling (Wang et al., 2022), ReAct agent loops (Yao et al., 2022), indirect prompt injection risk (Greshake et al., 2023), and applied RAG patterns from financial services.
2023 was a year of profound transformation and realisation. Motivated by curiosity and a drive to innovate, I delved into cutting-edge technology, including [Rust ⧉][06], [AI ⧉][07], and [Quantum…
Imagine a missed loan that could have been predicted. A seemingly low-risk borrower defaults, leaving a bank reeling from unexpected losses. This scenario, once a common pitfall in the world of…
As we enter the year 2024, AI redefines technology, society, and daily life. This era is not merely about technological evolution; it's a transformational journey where AI is emerging as a…
The financial landscape is poised for a groundbreaking transformation driven by the convergence of artificial intelligence (AI) and quantum algorithm design.This revolution in finance isn't raw…
In 2023, the intersection of Artificial Intelligence (AI) and Quantum Computing (QC) has profoundly impacted the banking and financial industry. These technologies have revolutionised the way…