Payments & money

Tags in this category

• ISO 20022 — 75 articles

  Wholesale and retail payments migration to ISO 20022 — pacs.008, pain.001, camt messaging, CBPR+, and the data-rich rail.

• Cross-border payments — 31 articles

  FX, correspondent banking, multi-rail routing, G20 roadmap targets, and the cost-plus-speed dimensions of moving money across borders.

• Stablecoins — 27 articles

  Issuance, reserves, redemption, regulation, and the role of stablecoins as a settlement asset alongside bank deposits.

• Tokenised deposits — 27 articles

  Bank-issued deposit tokens, atomic settlement, programmable balance-sheet, and the policy framing around tokenised commercial bank money.

• SWIFT — 9 articles

  Messaging, GPI, payment pre-validation, and SWIFT's evolving role in the multi-rail world.

• CBPR+ — 7 articles

  Cross-Border Payments and Reporting Plus — the SWIFT ISO 20022 usage guidelines for correspondent banking.

• Payments — 7 articles

  Broad coverage of payment systems, rails, and the economics of moving money — sits above the rail-specific canonicals as the catch-all editorial entry point.

• Wholesale payments — 6 articles

  Interbank, large-value, market infrastructure payments — the wholesale side of banking infrastructure economics.

• Open banking — 5 articles

  PSD2, PSD3, CMA9, FDX — open banking APIs, payment initiation, and the data-portability fabric.

• pain.001 — 5 articles

  Customer payment initiation message — corporate payment factories, validation, and the migration off MT101.

• Programmable liquidity — 5 articles

  Real-time treasury, intraday liquidity orchestration, programmable balance-sheet, and the agentic-treasury stack.

• pacs.008 — 4 articles

  The customer credit transfer message at the heart of cross-border ISO 20022 — schema, validation, automation, and orchestration.

• Treasury — 4 articles

  Corporate and bank treasury operations — liquidity management, cash forecasting, FX hedging, and the operating model that sits behind real-time treasury. The agentic / autonomous- treasury angle lives under the more specific ``programmable-liquidity`` canonical.

• Decentralised finance — 4 articles

  DeFi protocols, smart-contract risk, on-chain liquidity, and where banks integrate (or intentionally don't) with the DeFi stack.

• Real-time payments — 3 articles

  RTP, FedNow, SEPA Instant, UK Faster Payments — instant rail mechanics, liquidity, fraud, and pricing.

• A2A payments — 3 articles

  Account-to-account rails, open banking payment initiation, and the agentic-payments use cases that ride them.

• Payments automation — 3 articles

  Payment file creation, validation, exception handling, and the engineering side of payment ops.

• Digital assets — 3 articles

  Tokenised assets, custody, settlement infrastructure, and the institutional adoption of digital-asset rails alongside traditional finance.

• CBDC — 2 articles

  Wholesale and retail central bank digital currencies — design choices, project status, and the policy debate.

• RTGS — 2 articles

  Real-time gross settlement systems — RTGS Renewal (UK), TARGET2/T2, Fedwire, and the operational windows banks integrate against.

• Multi-rail — 2 articles

  Routing each payment by cost, finality, and liquidity — the multi-rail orchestration stack.

• Agentic payments — 1 article

  AI agents initiating payments — consent, liability, fraud controls, audit, and the new payment UX.