Sebastien Rousseau

CATEGORY

Infrastructure & cryptography

Post-quantum cryptography, cloud-native banking, platform engineering, and the engineering stack that runs the rail.

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  • Post-quantum cryptography — 75 articles

    NIST PQ standards, harvest-now-decrypt-later threat, hybrid handshakes, and the migration of banking cryptography to lattice-based primitives.

  • Quantum computing — 25 articles

    Hardware progress, quantum algorithms, the timeline-to-threat, and where quantum compute crosses paths with banking workloads.

  • Cloud-native banking — 23 articles

    Kubernetes, service mesh, multi-region resilience, and the cloud-native architecture patterns banks are adopting under DORA.

  • Platform engineering — 15 articles

    Internal developer platforms, golden paths, paved roads — how banking technology orgs ship engineering productivity.

  • Sovereign cloud — 13 articles

    Data-residency, regulatory-region cloud, and the architectural trade-offs of running banking workloads inside sovereign boundaries.

  • Blockchain — 10 articles

    Distributed ledger technology in financial infrastructure — consensus, validators, smart-contract execution, and where the primitive shows up in banking.

  • Crypto-agility — 9 articles

    Inventorying cryptographic assets, defining a migration path, and shipping replaceable crypto boundaries in production code.

  • ML-KEM — 8 articles

    FIPS 203 — the standardised post-quantum key encapsulation mechanism (formerly CRYSTALS-Kyber).

  • Cryptography — 8 articles

    Applied cryptography in banking — hashes, signatures, KEMs, key management, and the cryptographic primitives that secure the rails.

  • Operational resilience — 8 articles

    Important business services, impact tolerances, severe-but- plausible scenarios, and the operational-resilience programme banks must run.

  • Cybersecurity — 8 articles

    Operational security in banking — threats, controls, incident response, and the regulatory expectations around resilience.

  • Harvest now, decrypt later — 6 articles

    The HNDL threat model — adversaries capturing encrypted traffic today to decrypt once quantum hardware is available.

  • ML-DSA — 5 articles

    FIPS 204 — the standardised post-quantum digital signature algorithm (formerly CRYSTALS-Dilithium).

  • Edge computing — 2 articles

    Edge workers, anti-fraud at the edge, CDN-as-platform — the role of edge compute in financial workloads.

APPLIED AI

Reading the Emerging-Technology Risk Horizon for Banks in 2026

Regulators have started scanning the horizon out loud. Reading the 2026 emerging-technology landscape for banks across three converging vectors — personalised AI intelligence, synthetic financial crime, and programmable finance — and a framework for turning weak signals into supervisory action before harm scales.

INFRASTRUCTURE & CRYPTOGRAPHY

The Agentic AI Index for Banks in 2026: Measuring Autonomy

Agentic AI is operational infrastructure in 2026. This index measures it the way banks measure capital and credit: a six-dimension readiness score across autonomy tiers, the control plane, regulatory evidence, unit economics, organisational readiness, and global regulatory alignment.

PAYMENTS & MONEY

CIB Mai Aiki Koyaushe: Cyber Recovery, Fallback Rails da Treasury Mai Aminci ga Quantum

Bankunan corporate da investment yanzu suna ɗaukar cyber recovery, ISO 20022 fallback rails a fadin RTGS, hanyoyin sauri da tokenised, da sarrafa treasury mai aminci ga quantum a matsayin samfuri ɗaya na aiki mai aiki koyaushe — amsa ce ta matakin hukumar ga DORA Articles 5 da 6, FHE, QKD da PQC primitives, da haɗarin tarawar ICT ɓangare na uku.

PAYMENTS & MONEY

Ma'aunin Juriya na Banki na Post-Quantum a 2026: EO 14409, Ƙayyadaddun Lokuta na Duniya, da Juriyar Cryptography ta Amana

Executive Order 14409, ƙayyadadden lokacin ANSSI na 2030 da Mataki na 5 na DORA sun mai da post-quantum cryptography daga buri na fasaha na nesa zuwa wajibcin tsari mai aiki. Wannan ma'aunin yana mayar da kāre rajistoci, ledgoji masu yawan ma'amala da hanyoyin SWIFT zuwa katin maki 0–5 da kwamitin gudanarwa zai iya bita wanda ke daidaita primitives na ML-KEM, ML-DSA da SLH-DSA da alhakin amana da haɗarin ma'aunin kuɗi.

INFRASTRUCTURE & CRYPTOGRAPHY

Safiyar Quantum don CIB: Daga KyberLib zuwa Tarin Biyan Kuɗi Mai Juriya ga Quantum

BIS Quantum Dawn da taswirar PQC ta G7 na Janairu 2026 sun matsar da cryptography na post-quantum daga bincike zuwa ajandar hukumar. Wannan rubutun yana faɗaɗa KyberLib daga kayan aiki zuwa shirin sauyawa na kamfani na CIB — yana ɗaukar manyan layukan biyan kuɗi, kuɗin kasuwanci, custody, da kuma rahotanni waɗanda masu kula da harkokin ke nema yanzu.

INFRASTRUCTURE & CRYPTOGRAPHY

Daga Qubits zuwa Riba: Abubuwan Ɗauka na Dabaru daga Taron Economist na 5 na Shekara-shekara Commercialising Quantum Global 2026

Taron Economist Impact na 5 na shekara-shekara Commercialising Quantum Global 2026 ya tabbatar da juyawar quantum zuwa hanyoyin aiki na kamfani: an tara $1.3B a cikin watanni biyar, cryptography post-quantum batu ne na fiduciary a matakin hukumar a ƙarƙashin girbi na SNDL, quantum sensing yana aikawa a yau don kewayawa mai zaman kanta daga GPS, kuma Philip Intallura na HSBC ya bayar da umarni cewa jira hardware mai juriya ga kuskure kuskure ne na rashin tursasawa.

INFRASTRUCTURE & CRYPTOGRAPHY

KyberLib da Ƙaurar Bankuna Bayan Ƙididdiga a 2026: Daga Matakai zuwa Lamba

KyberLib na juya ƙaurar bankuna bayan ƙididdiga daga takardar manufofi zuwa Rust da ana iya bincika — kunshe makullai na FIPS 203 ML-KEM, musafahar cakuda ta gargajiya da bayan ƙididdiga, tattarawar no_std don HSMs, iyakokin abstraction masu sassaucin ɓoyewa, da shaidar gudanarwa ta DORA Article 5 da hukumomin gudanarwa ke buƙata yanzu.