Sebastien Rousseau

CATEGORY

Applied AI

Generative AI, agentic systems, governance, and the LLM tooling that lands in banking workflows.

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  • AI — 67 articles

    Applied AI in financial services — model deployment, governance, AI agents, LLM tooling, and the AI infrastructure that runs in banking environments.

  • Agentic AI — 7 articles

    Autonomous AI agents in payments, treasury, and back-office banking — consent, liability, audit trails, and protocol interoperability.

  • LLM — 5 articles

    Large language models in financial workflows — fine-tuning, RAG, prompt engineering, on-device LLMs, and inference cost economics.

  • AI governance — 5 articles

    Model risk, EU AI Act conformity, NIST AI RMF, board-level accountability, third-party AI vendors, and the compliance stack for AI in banks.

  • Generative AI — 2 articles

    Generative models for banking — code, content, search, simulation — and the engineering required to ship them safely.

APPLIED AI

Index na Biyan Kuɗi na Wholesale a 2026: ISO 20022, Tokenised Deposits, Layukan Ainihin-Lokaci, da Settlement na Cross-Border

Tsarin index don auna shirin biyan kuɗi na wholesale a 2026: bin doka na structured-address na ISO 20022 kafin matakin Nuwamba 2026 na SWIFT, settlement na tokenised-deposit, atomicity na cross-border na BIS Project Agorá, jagoranci na layukan ainihin-lokaci, da ingancin ruwa. Kashi huɗu — cikar bayanan da aka tsara, mafi kyawun jagorancin layi, jinkirin settlement-finality, da rufin Agorá-corridor — suna mai da matsayin aikin biyan kuɗi shaida da ke shirye don kulawa.

APPLIED AI

Ma'aunin Banking Cloud-Native a 2026: DORA, Platform Engineering, Sovereign Cloud, da Juriya na Aiki

Shirin injiniya don banking cloud-native a matakin binciken DORA. Primitives biyar na platform engineering — hanyoyin shimfiɗa na Kubernetes, tashar Backstage, GitOps ta ArgoCD, shigarwar Open Policy Agent, OpenTelemetry daga ƙarshe zuwa ƙarshe — suna samar da shaidar rajistar Mataki 8 a gudun bututun aiki. Gwajin aiwatar da fita na shekara-shekara ga CIF masu dogaro da CTPP bisa manufofin RTO da aka samo daga BIA. An magance zaɓuɓɓukan sovereign-cloud (AWS European Sovereign Cloud, Microsoft EU Data Boundary, Bleu, Thales / S3NS) a matsayin shawarwarin injiniya, ba alama ba.

APPLIED AI

Quantum-Safe Banking Index a 2026: Cryptography na Post-Quantum, QKD, Crypto-Agility, da Haɗarin Harvest-Now-Decrypt-Later

Tsarin index don auna shirin quantum-safe na banki a 2026: cryptographic bill of materials, tsarin hybrid TLS, ci gaban ƙaura zuwa NIST FIPS 203 / 204 / 205, primitives na crypto-agility, da bayyanar harvest-now-decrypt-later a bayanan sirri na dadewa. Quantum Scorecard na Allunan Gudanarwa ya bayyana kashi huɗu daidai — cikar kayyade, bayyanar HNDL, ci gaban ƙaura ta NIST, shirin crypto-agility — wanda ya mai da matsayin ayyuka zuwa shaida da ta dace da masu sa ido.

APPLIED AI

Agentic AI Index don Bankuna a 2026: Auna Cin Gashin Kai, Mulki, Ikon Binciken Audit, da Tasirin Kasuwanci

Shirin injiniya don agentic AI a bankunan tier-1: rarrabe da izini ba da hankali ba, ɗaukar kowane agent na samar a matsayin model na SR 11-7 / SS1/23 daga rana ta farko, kuma a gina control plane mai sashe biyar — service accounts da aka tsara da OAuth, semantic routing mai tabbaci, OPA policy gates, WORM audit logs marasa canjawa, da kill switch da aka gwada — wanda ke maida kwarara-aikin masu cin gashin kai zuwa shaidar da za a iya bincika.

APPLIED AI

Kasuwannin Dijital na Yawa a Birtaniya: Gilts Tokenised, Sasantawa, da Sabon Matsayin Zakara

Matsayin Zakara na Kasuwannin Dijital na Yawa na Birtaniya yana mai da gilts da aka mai da su zuwa tokens, sasantawa ta DLT, da kuɗin yawa na dijital zuwa aikin ƙarfin gasa na ƙasa. Tambayar dabaru ta 2026 ga bankuna ita ce horon zane — wane kadarorin tokenised ke kan wace dandali, yadda ake nuna shaidar haɗarin sasantawa, da kuma yadda za a kare matsayin yawa na City of London akan Singapore, Switzerland, da Frankfurt.

APPLIED AI

ISO 20022 Bayan Ƙaura: Juyar da Bayanan Biyan Kuɗi zuwa Kayayyakin Banki a 2026

ISO 20022 bayan ƙaura ba rufe aikin ba ne — farkon damar samfurin bayanai ne. Adireshi mai tsari, lambobin manufa, bayanan daftari, da abubuwan da suka faru masu wadata sun zama kayayyakin daidaitawa, zamba, kuɗi, da bin doka. Tambayar 2026 ita ce horon ƙira: wane bayanan biyan kuɗi yana ɗauke da wane aikin abokin ciniki, an ƙididdige farashin ga wane kamfani.