Sebastien Rousseau
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AI

Agentic AI

Autonomous AI agents in payments, treasury, and back-office banking — consent, liability, audit trails, and protocol interoperability.

12 articles

APPLIED AI

From Fragmentation to Fault Line: Corporate Banking's Missing API Standard in the Agentic Era

Bankin dillanci ya sami ma'aunin API nasa shekaru goma da suka wuce. Bankin kamfanoni bai taɓa samu ba — kuma yanzu da agentocin AI da Model Context Protocol suka mai da haɗakarwa zama shawara ta lokacin gudanarwa, gibin ya daina zama abin damuwa kaɗai ya zama layin karyewa. Yanayin gazawa mai bayyanawa, zaɓin dabarun da yake tilastawa, da abin da ma'aunin API na bankin kamfanoni dole ne ya wajabta.

APPLIED AI

Reading the Emerging-Technology Risk Horizon for Banks in 2026

Regulators have started scanning the horizon out loud. Reading the 2026 emerging-technology landscape for banks across three converging vectors — personalised AI intelligence, synthetic financial crime, and programmable finance — and a framework for turning weak signals into supervisory action before harm scales.

APPLIED AI

Ma’aunin Agentic AI ga Bankuna a 2026: Auna Autonomy

Agentic AI is operational infrastructure in 2026. This index measures it the way banks measure capital and credit: a six-dimension readiness score across autonomy tiers, the control plane, regulatory evidence, unit economics, organisational readiness, and global regulatory alignment.

APPLIED AI

Agentic Treasury 2026: Daga Autonomous Treasury Index zuwa Co-Pilots na Matakin Samarwa

Agentic treasury co-pilots suna motsi daga gwaji da aka sarrafa zuwa cikin samarwa a 2026. Tsarin yana daidai a fadin treasury na CIB: wakilai suna karatun bayanan kuɗi na ISO 20022, suna kiran kayan aiki masu iyaka, kuma suna daidaita liquidity a cikin layukan manufofin — tare da sarrafa SR 11-7, DORA, da EU AI Act a kewayen su.

APPLIED AI

Daga Pain.001 zuwa Kuɗi Mai Shirye-shirye: ISO 20022 a Matsayin Tsarin Jijiya na Baitulmali a 2026

ISO 20022 a 2026 shi ne tsarin jijiya mai aiki da kansa na baitulmali. pain.001 da pacs.008 suna ɗauke da bayanai masu yawa fiye da yadda kowane saƙon MT ya taɓa yi. Kusan rabin bankuna har yanzu ba sa kan hanya don yankan SWIFT MT/MX na Nuwamba 2026, adireshin tsararru sun zama tilas, kuma baitulmalin wakilci ba zai iya kasancewa ba tare da APIs na MX-native ba. Wannan labarin ya tsara hakikanin injiniyanci, daga ƙa'idodin tabbatar da CBPR+ zuwa wani guntu na pain.001 na gaske mai filayen PstlAdr.

APPLIED AI

Agentic AI Index don Bankuna a 2026: Auna Cin Gashin Kai, Mulki, Ikon Binciken Audit, da Tasirin Kasuwanci

Shirin injiniya don agentic AI a bankunan tier-1: rarrabe da izini ba da hankali ba, ɗaukar kowane agent na samar a matsayin model na SR 11-7 / SS1/23 daga rana ta farko, kuma a gina control plane mai sashe biyar — service accounts da aka tsara da OAuth, semantic routing mai tabbaci, OPA policy gates, WORM audit logs marasa canjawa, da kill switch da aka gwada — wanda ke maida kwarara-aikin masu cin gashin kai zuwa shaidar da za a iya bincika.

APPLIED AI

Mafi Kyawun Tsarin Cloud Infrastructure a Shekarar 2026: Tsarin AI-Native, Multi-Cloud, da Masaniyar Quantum don Ayyukan Kudi

A shekarar 2026, tsarin gine-ginen cloud ya zauna kan ginshikai shida: kayan aikin AI-native, multi-cloud mai hikima, zane na serverless-first tare da WebAssembly a gefe, edge computing, tsaro na atomatik tare da crypto-agility, da ayyukan masu kara karfin yawa mai dorewa. Ga banki, tambaya ita ce ko za su ci cloud ko su tsara shi — a karkashin matsin haduwa daga kasuwanci na agentic, tattalin arzikin sashe na agentic, hadarin quantum na harvest-now-decrypt-later, tsaron MCP da yaduwar algorithmic, mahimmancin agent ta cryptography, bukatun continuous-treasury, da EU AI Act.