Agentic Engineering · Spec-Driven Development · Banks
[ID DRAFT] Agentic Engineering for Banks: A 2026 Blueprint for the C-Suite and the Engineers Who Will Build It
Agentic AI has crossed from pilot into production across global banking. 70% of institutions are using it to some degree; only one in five has a mature governance model. Meanwhile, autonomous adversaries are operating at machine speed, the legacy COBOL estate the new systems must interoperate with was written for the batch-processing assumptions of the 1960s, and the EU AI Act's août 2026 high-risk deadline is twelve weeks away. This is the engineering and governance position a bank needs to hold.
