PAYMENTS
Messaging, GPI, payment pre-validation, and SWIFT's evolving role in the multi-rail world.
APPLIED AI
Tara-yanzu-warware-baya yana mai da saƙonnin biya na yau da TLS ke karewa zuwa fallasa da za a warware gobe. ML-KEM da ML-DSA sun ninka maɓallan RSA da ECC da tsofaffin hanyoyi ke ƙididdige su sau goma — daidaitawa tana haifar da tarwatsewa, jinkiri, da ƙarewar HSM. Yankin ginin 2026 shi ne ko a daidaita ko a maye gurbi kafin agogon tsari ya ƙare.
APPLIED AI
Biyan kuɗi na manyan ƙimomi a 2026 ba sauran bututun banki ne kawai. Suna cikin juriyar tattalin arziki na ƙasa, ƙwarewar ciniki, ingancin ruwa-ruwan kuɗi, biyayya da takunkumi, da gasar dabarun…
APPLIED AI
Daga Nuwamba 2026, SWIFT CBPR+ yana buƙatar adireshi na gidan waya da aka tsara a cikin saƙonnin biyan kuɗi na ƙasa da ƙasa. Layin adireshi marasa tsari (AdrLine kaɗai) ba za a yarda da su ba a pacs.008; aƙalla TwnNm da Ctry ana buƙata. Har yanzu kashi 65% na saƙonnin da kashi 44% na bankunan ba su cika ka'ida ba.
APPLIED AI
Kwamfutar quantum na barazana ga cryptography na tsarin biyan kuɗi. Takarda ta EPAA ta bayyana haɗarin tsarin da gaggawar hijira zuwa PQC.
APPLIED AI
pain001 is an open-source Python library that generates ISO 20022 pain.001.001.09 (CustomerCreditTransferInitiation) XML from CSV or SQLite input, validates output against the XSD schema, and computes CtrlSum and NbOfTxs automatically — supporting both SEPA SCT and CBPR+ cross-border message formats.
