Sebastien Rousseau

PAYMENTS

pain.001

Customer payment initiation message — corporate payment factories, validation, and the migration off MT101.

3 articles

APPLIED AI

Automating ISO 20022 Payment Files Creation with pain001

pain001 is an open-source Python library that generates ISO 20022 pain.001.001.09 (CustomerCreditTransferInitiation) XML from CSV or SQLite input, validates output against the XSD schema, and computes CtrlSum and NbOfTxs automatically — supporting both SEPA SCT and CBPR+ cross-border message formats.