Sebastien Rousseau

Sebastien Rousseau

關於人工智慧、後量子密碼學、ISO 20022 與支付未來的文章。

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主題

Four pillars, fourteen topic clusters, every dated article — pick a thread and follow it through the archive.

4Pillars
14Topic clusters
101Articles indexed

PILLAR

Cryptography & resilience

Post-quantum migration, DORA-grade operational resilience, and the governance framework around AI in financial services.

後量子密碼學 — 主題橫幅
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後量子密碼學

基於格的密碼學、NIST PQC 標準、抗量子支付,以及「先收割、後解密」的威脅。面向金融服務安全團隊的研究筆記、開源庫與遷移手冊。

14 篇文章

Operational Resilience & DORA — topic banner
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Operational Resilience & DORA

DORA Article 5 board accountability, BCBS 239 risk-data aggregation, third-party concentration risk, exit testing, and the engineering controls that turn operational resilience from a compliance project into a supervisor-ready scoreboard.

4 篇文章

AI Governance & Regulation — topic banner
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AI Governance & Regulation

EU AI Act conformity, SR 11-7 model risk, board-level accountability, auditability of autonomous workflows, and the regulatory frame for AI inside Tier-1 banks.

3 篇文章

PILLAR

Payments & money

ISO 20022 migration, wholesale settlement, stablecoins, tokenised deposits, and the corporate treasury function around them.

ISO 20022 & 支付 — 主題橫幅
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ISO 20022 & 支付

跨境報文遷移、結構化地址合規、SEPA Instant、SWIFT gpi,以及支撐一切的批發支付通道。工具、操作手冊與監管時間表。

12 篇文章

Wholesale Payments Rails — topic banner
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Wholesale Payments Rails

Multi-rail strategy across cards, A2A, RTP, FedNow, open banking, and stablecoin corridors. Wholesale economics, settlement finality, and the BIS Project Agorá cross-border atomicity model.

5 篇文章

Stablecoins & Tokenisation — topic banner
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Stablecoins & Tokenisation

Tokenised deposits, money-market funds, wholesale CBDC pilots, BlackRock's BRSRV/BSTBL, the GENIUS Act, and the engineering choices behind making programmable money work inside regulated balance sheets.

7 篇文章

Treasury Automation — topic banner
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Treasury Automation

Programmable liquidity, autonomous treasury, ISO 20022 payment engines, and the open-source toolkits that turn CAMT / pacs.008 / MT940 / pain.001 into auditable, board-grade transaction intelligence for corporate treasury teams.

5 篇文章

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AI & cloud

Applied AI, agentic systems, generative models, voice and speech AI — and the cloud-native banking platforms that host them.

銀行業中的應用人工智慧 — 主題橫幅
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銀行業中的應用人工智慧

生成式人工智慧、多模態大語言模型、語音與語音模型——以及它們如何重塑一流機構的銀行運營、客戶服務和產品工程。

17 篇文章

Agentic AI in Banking — topic banner
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Agentic AI in Banking

Agent control planes, deterministic semantic routing, OPA policy gates, immutable WORM audit logs, and the SR 11-7 / SS1/23 model-risk lens that turns autonomous workflows into supervisory-ready evidence.

5 篇文章

Generative AI & LLMs — topic banner
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Generative AI & LLMs

Foundation models, multimodal LLMs (Gemini, Gemma, Mistral, MM1), prompt engineering, and the open-source releases that shape what banks can build inside their own data perimeter.

7 篇文章

Voice & Speech AI — topic banner
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Voice & Speech AI

Voice cloning, real-time speech recognition (Whisper), executive voice assistants, and the audio-intelligence stack reshaping the private-banking client experience.

4 篇文章

Cloud Native Banking — topic banner
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Cloud Native Banking

Kubernetes-based platform engineering for regulated institutions: DORA-tested operational resilience, VM and container convergence, sovereign cloud, exit strategy, and the architecture that lets banks ship critical services under supervision.

3 篇文章

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Open source & craft

Rust libraries, blockchain primitives, and the open-source engineering discipline behind them.

Rust & 開源 — 主題橫幅
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Rust 與開源

我編寫並維護的開源 Rust 庫:日誌、程式碼生成、日期與時間、密碼學原語、基於 Kyber 的 KEM,以及一個用 Rust 編寫的靜態站點生成器。

7 篇文章

區塊鏈 & 數字資產 — 主題橫幅
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區塊鏈與數字資產

比特幣、區塊鏈基礎、ERC-20 代幣、穩定幣,以及圍繞數字資產支付通道的監管框架。

8 篇文章