A kọ́ ọ́ fún edge. A ṣe e fún ìfaradà tí kò ní ìbámu. Ń ru ìran tókàn ti ìsanwó kárí ayé sókè.
Authored & maintained
A portfolio of Python, Rust and JavaScript libraries I created and maintain. Open source, free to use, and applied to wholesale payments, cross-border settlement, financial data and quantum-resistant cryptography.
A Python library that automates ISO 20022 pain.001 payment file creation from CSV or SQLite. Built for the global migration from MT/MX to structured messages across SWIFT, SEPA and major schemes.
Learn about pain0014116Apache-2.0last commit 1mo ago
Generate, validate and deliver ISO 20022 pacs.008 FI-to-FI customer credit transfer messages. JSON Schema, XSD validation, IBAN across 75 countries, GDPR/PCI-DSS-compliant PII masking.
Learn about pacs0082Apache-2.0last commit 1mo ago
A finance-grade Python toolkit that turns multi-format bank statements into structured data. Designed for the realities of real-world statement files and the audit demands of regulated environments.
Learn about Bank Statement Parser215Apache-2.0last commit 3w ago
A Rust library implementing secure hash and digest algorithms for password encryption and verification. Designed with a quantum-resistant posture for the post-PQC era of authentication.
Learn about HSH201Apache-2.0last commit 3mo ago
A robust Rust implementation of CRYSTALS-Kyber, the NIST FIPS 203 standard for general-purpose post-quantum encryption. The foundation for quantum-resistant payment authentication.
Learn about KyberLib413last commit 3mo ago
A pure-Rust YAML 1.2 ecosystem. Zero unsafe, 100% spec compliance (406 / 406 official suite), streaming-first serde, lossless CST and JSON-Schema validation. Library + CLI (noyafmt, noyavalidate) + LSP + MCP + WASM bindings.
Learn about noyalib1Apache-2.0last commit 3w ago
“Quantum computing threatens the cryptographic foundations of financial services. Payments, from real-time to cross-border settlement, rely on protections that quantum computing will eventually render obsolete.”
Emerging Payments Association Asia (EPAA) · septembre 2025
Industry white paper for the Emerging Payments Association Asia. The structural threat quantum computing poses to payment infrastructure, and the case for coordinated action now.
EPAA · septembre 2025
Regulators are treating harvest-now-decrypt-later as a credible present risk. This paper outlines the structural threat and the urgent case for coordinated action across wholesale payment rails.
Ka ìwádìí tuntun
Recent research and writing on quantum-safe cryptography, ISO 20022 migration and the future of wholesale payments.
Àkójọ-ìwọ̀n láti wọn ìmúrasílẹ̀ ìsanwó ńlá ní 2026: ìbámu àdírẹ́sì-ìṣèlú ISO 20022 ṣáájú àkókò November 2026 ti SWIFT, ìpinnu tokenised-deposit, àtòpọ̀ BIS Project Agorá kọjá-ààlà, ìṣàkóso ọ̀nà àkókò-gangan, àti ìmúdára owó-rírọ̀. Ìpín mẹ́rin gangan — ìpé data-ìṣèlú, ìṣàṣèyọrí ìṣàkóso ọ̀nà, àkókò-ìpari ìpinnu, àti ìbo ọ̀nà-Agorá — yí ipò ìṣiṣẹ́-ìsanwó padà sí ẹ̀rí tó ṣetán fún àbójútó.
Àpẹrẹ ẹ̀rọ fún bánkì ọlọ́nà-àwọsánmà ní ìpele àbójútó DORA. Àwọn ìpilẹ̀ platform-engineering márùn — paved roads Kubernetes, Backstage portal, GitOps nípasẹ̀ ArgoCD, admission Open Policy Agent, OpenTelemetry láti ibẹ̀rẹ̀ dé òpin — ṣe ẹ̀rí àkójọpọ̀ DORA Article 8 ní iyara pipeline. Àwọn àdánwò ìjáde tí a ṣe lọ́dọọdún fún àwọn CIF tó dá lórí CTPP lórí àfojúsùn RTO tó wá látinú BIA. Àwọn àṣàyàn àwọsánmà alágbára (AWS European Sovereign Cloud, Microsoft EU Data Boundary, Bleu, Thales / S3NS) gẹ́gẹ́ bí ìpinnu ẹ̀rọ, kì í ṣe àmì òwò.
Ètò atọ́ka fún wíwọn ìmúrasílẹ̀ bánkì aláàbò-quantum ní 2026: bill of materials cryptographic, ìfiránṣẹ́ TLS hybrid, ìtẹ̀síwájú ìṣíkiri NIST FIPS 203 / 204 / 205, àwọn ìpilẹ̀ crypto-agility, àti ìfihàn harvest-now-decrypt-later lórí data ìkọ̀kọ̀ tó pẹ́. Scorecard Quantum Ipele-Board ṣàlàyé ìpín mẹ́rin gangan — ìpé àkójọ, ìfihàn HNDL, ìtẹ̀síwájú ìṣíkiri NIST, ìmúrasílẹ̀ crypto-agility — tí ó yí ipò àwọn iṣẹ́-akanṣe padà sí ẹ̀rí tí ó ṣetán fún àbójútó.
Àwòrán ẹ̀rọ fún agentic AI nínú àwọn bánkì ipele-kìíní: ṣe ìpín nípa àwọn àṣẹ kìí ṣe nípa ọgbọ́n, kà gbogbo agent tí ó wà nínú iṣẹ́ gẹ́gẹ́ bí àwòrán SR 11-7 / SS1/23 láti ọjọ́ kìn-ín-ní, kí o sì kọ́ control plane onípín márùn-ún — àwọn service account tí OAuth ti ní ààlà, semantic routing tí a lè sọ àsọtẹ́lẹ̀, àwọn ẹnu-ọ̀nà ìlànà OPA, àwọn audit log WORM tí a kò lè yí padà, àti kill switch tí a ti dán wò — tí ó ń yí àwọn àbáṣe adáṣe padà sí ẹ̀rí tí a lè ṣàyẹ̀wò.
Ohun èlò báńkì ní 2026 ti dé ojú àkókò tó nílò atọ́ka, kì í ṣe àkójọ àṣà mìíràn. Àpẹẹrẹ àwòkọ́ṣe Stanford AI Index fún wíwọn ìmúrasílẹ̀ báńkì kọjá AI aládàádúró, ààbò ọba-aláṣẹ-quantum, ìfaradà orígínal-àwọsánmà, àti ìsanwó olówó-ńlá — wíwọn gẹ́gẹ́ bí ètò ìṣiṣẹ́ kan.
FedNow béèrè owó tó wà ní àkọ́sẹ̀ 24/7. ACH wúwo díẹ̀ ṣùgbọ́n T+1 ni. USDC parí pẹ̀lú ìpinnu àtómù ṣùgbọ́n ó nílò ìgbékalẹ̀ àpamọ́wọ́. Báńkì ọ̀nà-púpọ̀ 2026 ń fà gbogbo ìsanwó lórí iye, ìparí, àti iye owó tó wà ní àkọ́sẹ̀.
Experience
From global Tier-1 banks to consumer technology. Payments and digital product leadership across HSBC, PayPal, Barclays, Shazam, AKQA and Virgin Group.
