
포스트 양자 암호
격자 기반 암호, NIST PQC 표준, 양자 내성 결제, 그리고 「Harvest Now, Decrypt Later」 위협. 금융 서비스 보안 팀을 위한 연구 노트, 오픈소스 라이브러리, 이행 가이드.
AI, 포스트 양자 암호, ISO 20022, 결제의 미래에 관한 기사.
기둥
Four pillars, fourteen topic clusters, every dated article — pick a thread and follow it through the archive.
PILLAR
Post-quantum migration, DORA-grade operational resilience, and the governance framework around AI in financial services.

격자 기반 암호, NIST PQC 표준, 양자 내성 결제, 그리고 「Harvest Now, Decrypt Later」 위협. 금융 서비스 보안 팀을 위한 연구 노트, 오픈소스 라이브러리, 이행 가이드.

DORA Article 5 board accountability, BCBS 239 risk-data aggregation, third-party concentration risk, exit testing, and the engineering controls that turn operational resilience from a compliance project into a supervisor-ready scoreboard.

EU AI Act conformity, SR 11-7 model risk, board-level accountability, auditability of autonomous workflows, and the regulatory frame for AI inside Tier-1 banks.
PILLAR
ISO 20022 migration, wholesale settlement, stablecoins, tokenised deposits, and the corporate treasury function around them.


Multi-rail strategy across cards, A2A, RTP, FedNow, open banking, and stablecoin corridors. Wholesale economics, settlement finality, and the BIS Project Agorá cross-border atomicity model.

Tokenised deposits, money-market funds, wholesale CBDC pilots, BlackRock's BRSRV/BSTBL, the GENIUS Act, and the engineering choices behind making programmable money work inside regulated balance sheets.

Programmable liquidity, autonomous treasury, ISO 20022 payment engines, and the open-source toolkits that turn CAMT / pacs.008 / MT940 / pain.001 into auditable, board-grade transaction intelligence for corporate treasury teams.
PILLAR
Applied AI, agentic systems, generative models, voice and speech AI — and the cloud-native banking platforms that host them.

생성 AI, 멀티모달 LLM, 음성·말하기 모델. 이러한 기술이 Tier-1 기관의 은행 운영, 고객 응대, 제품 엔지니어링을 어떻게 재설계하고 있는지에 관한 분석.

Agent control planes, deterministic semantic routing, OPA policy gates, immutable WORM audit logs, and the SR 11-7 / SS1/23 model-risk lens that turns autonomous workflows into supervisory-ready evidence.

Foundation models, multimodal LLMs (Gemini, Gemma, Mistral, MM1), prompt engineering, and the open-source releases that shape what banks can build inside their own data perimeter.

Voice cloning, real-time speech recognition (Whisper), executive voice assistants, and the audio-intelligence stack reshaping the private-banking client experience.

Kubernetes-based platform engineering for regulated institutions: DORA-tested operational resilience, VM and container convergence, sovereign cloud, exit strategy, and the architecture that lets banks ship critical services under supervision.
PILLAR
Rust libraries, blockchain primitives, and the open-source engineering discipline behind them.

본인이 직접 집필하고 유지 관리하는 오픈소스 Rust 라이브러리: 로깅, 코드 생성, 날짜·시간, 암호 프리미티브, Kyber 기반 KEM, Rust 로 작성된 정적 사이트 생성기.
