Sebastien Rousseau

Sebastien Rousseau

Articoli su IA, crittografia post-quantistica, ISO 20022 e il futuro dei pagamenti.

PILASTRI

Argomenti

Four pillars, fourteen topic clusters, every dated article — pick a thread and follow it through the archive.

4Pillars
14Topic clusters
101Articles indexed

PILLAR

Cryptography & resilience

Post-quantum migration, DORA-grade operational resilience, and the governance framework around AI in financial services.

Crittografia post-quantistica — banner dell'argomento
PILASTRO · ARGOMENTO

Crittografia post-quantistica

Crittografia basata su reticoli, standard NIST PQC, pagamenti resistenti al quantum e la minaccia «harvest now, decrypt later». Note di ricerca, librerie open source e manuali di migrazione per i team di sicurezza dei servizi finanziari.

14 articolo/i

Operational Resilience & DORA — topic banner
PILASTRO · ARGOMENTO

Operational Resilience & DORA

DORA Article 5 board accountability, BCBS 239 risk-data aggregation, third-party concentration risk, exit testing, and the engineering controls that turn operational resilience from a compliance project into a supervisor-ready scoreboard.

4 articolo/i

AI Governance & Regulation — topic banner
PILASTRO · ARGOMENTO

AI Governance & Regulation

EU AI Act conformity, SR 11-7 model risk, board-level accountability, auditability of autonomous workflows, and the regulatory frame for AI inside Tier-1 banks.

3 articolo/i

PILLAR

Payments & money

ISO 20022 migration, wholesale settlement, stablecoins, tokenised deposits, and the corporate treasury function around them.

ISO 20022 & Pagamenti — banner dell'argomento
PILASTRO · ARGOMENTO

ISO 20022 & Pagamenti

Migrazione dei messaggi transfrontalieri, conformità degli indirizzi strutturati, SEPA Instant, SWIFT gpi e i rail di pagamento wholesale che li sostengono. Strumenti, manuali e calendario normativo.

12 articolo/i

Wholesale Payments Rails — topic banner
PILASTRO · ARGOMENTO

Wholesale Payments Rails

Multi-rail strategy across cards, A2A, RTP, FedNow, open banking, and stablecoin corridors. Wholesale economics, settlement finality, and the BIS Project Agorá cross-border atomicity model.

5 articolo/i

Stablecoins & Tokenisation — topic banner
PILASTRO · ARGOMENTO

Stablecoins & Tokenisation

Tokenised deposits, money-market funds, wholesale CBDC pilots, BlackRock's BRSRV/BSTBL, the GENIUS Act, and the engineering choices behind making programmable money work inside regulated balance sheets.

7 articolo/i

Treasury Automation — topic banner
PILASTRO · ARGOMENTO

Treasury Automation

Programmable liquidity, autonomous treasury, ISO 20022 payment engines, and the open-source toolkits that turn CAMT / pacs.008 / MT940 / pain.001 into auditable, board-grade transaction intelligence for corporate treasury teams.

5 articolo/i

PILLAR

AI & cloud

Applied AI, agentic systems, generative models, voice and speech AI — and the cloud-native banking platforms that host them.

IA applicata al banking — banner dell'argomento
PILASTRO · ARGOMENTO

IA applicata al banking

IA generativa, LLM multimodali, voce e modelli vocali — e come stanno ridisegnando le operazioni bancarie, l'assistenza clienti e l'ingegneria di prodotto nelle istituzioni di primo livello.

17 articolo/i

Agentic AI in Banking — topic banner
PILASTRO · ARGOMENTO

Agentic AI in Banking

Agent control planes, deterministic semantic routing, OPA policy gates, immutable WORM audit logs, and the SR 11-7 / SS1/23 model-risk lens that turns autonomous workflows into supervisory-ready evidence.

5 articolo/i

Generative AI & LLMs — topic banner
PILASTRO · ARGOMENTO

Generative AI & LLMs

Foundation models, multimodal LLMs (Gemini, Gemma, Mistral, MM1), prompt engineering, and the open-source releases that shape what banks can build inside their own data perimeter.

7 articolo/i

Voice & Speech AI — topic banner
PILASTRO · ARGOMENTO

Voice & Speech AI

Voice cloning, real-time speech recognition (Whisper), executive voice assistants, and the audio-intelligence stack reshaping the private-banking client experience.

4 articolo/i

Cloud Native Banking — topic banner
PILASTRO · ARGOMENTO

Cloud Native Banking

Kubernetes-based platform engineering for regulated institutions: DORA-tested operational resilience, VM and container convergence, sovereign cloud, exit strategy, and the architecture that lets banks ship critical services under supervision.

3 articolo/i

PILLAR

Open source & craft

Rust libraries, blockchain primitives, and the open-source engineering discipline behind them.

Rust & Open Source — banner dell'argomento
PILASTRO · ARGOMENTO

Rust open source

Librerie Rust open source che scrivo e mantengo: logging, generazione di codice, data e ora, primitive crittografiche, KEM basato su Kyber e un generatore di siti statici in Rust.

7 articolo/i

Blockchain & Attività digitali — banner dell'argomento
PILASTRO · ARGOMENTO

Blockchain & attività digitali

Bitcoin, fondamenti della blockchain, token ERC-20, stablecoin e il quadro normativo attorno ai rail di pagamento garantiti da attività digitali.

8 articolo/i