An gina shi don edge. An tsara shi don juriya wadda ba ta yarda da sasanci ba. Yana ƙarfafa ƙarni na gaba na biyan kuɗi a duniya.
Authored & maintained
A portfolio of Python, Rust and JavaScript libraries I created and maintain. Open source, free to use, and applied to wholesale payments, cross-border settlement, financial data and quantum-resistant cryptography.
A Python library that automates ISO 20022 pain.001 payment file creation from CSV or SQLite. Built for the global migration from MT/MX to structured messages across SWIFT, SEPA and major schemes.
Learn about pain0014116Apache-2.0last commit 1mo ago
Generate, validate and deliver ISO 20022 pacs.008 FI-to-FI customer credit transfer messages. JSON Schema, XSD validation, IBAN across 75 countries, GDPR/PCI-DSS-compliant PII masking.
Learn about pacs0082Apache-2.0last commit 1mo ago
A finance-grade Python toolkit that turns multi-format bank statements into structured data. Designed for the realities of real-world statement files and the audit demands of regulated environments.
Learn about Bank Statement Parser215Apache-2.0last commit 3w ago
A Rust library implementing secure hash and digest algorithms for password encryption and verification. Designed with a quantum-resistant posture for the post-PQC era of authentication.
Learn about HSH201Apache-2.0last commit 3mo ago
A robust Rust implementation of CRYSTALS-Kyber, the NIST FIPS 203 standard for general-purpose post-quantum encryption. The foundation for quantum-resistant payment authentication.
Learn about KyberLib413last commit 3mo ago
A pure-Rust YAML 1.2 ecosystem. Zero unsafe, 100% spec compliance (406 / 406 official suite), streaming-first serde, lossless CST and JSON-Schema validation. Library + CLI (noyafmt, noyavalidate) + LSP + MCP + WASM bindings.
Learn about noyalib1Apache-2.0last commit 3w ago
“Quantum computing threatens the cryptographic foundations of financial services. Payments, from real-time to cross-border settlement, rely on protections that quantum computing will eventually render obsolete.”
Emerging Payments Association Asia (EPAA) · septembre 2025
Industry white paper for the Emerging Payments Association Asia. The structural threat quantum computing poses to payment infrastructure, and the case for coordinated action now.
EPAA · septembre 2025
Regulators are treating harvest-now-decrypt-later as a credible present risk. This paper outlines the structural threat and the urgent case for coordinated action across wholesale payment rails.
Karanta sabbin bincike
Recent research and writing on quantum-safe cryptography, ISO 20022 migration and the future of wholesale payments.
Tsarin index don auna shirin biyan kuɗi na wholesale a 2026: bin doka na structured-address na ISO 20022 kafin matakin Nuwamba 2026 na SWIFT, settlement na tokenised-deposit, atomicity na cross-border na BIS Project Agorá, jagoranci na layukan ainihin-lokaci, da ingancin ruwa. Kashi huɗu — cikar bayanan da aka tsara, mafi kyawun jagorancin layi, jinkirin settlement-finality, da rufin Agorá-corridor — suna mai da matsayin aikin biyan kuɗi shaida da ke shirye don kulawa.
Shirin injiniya don banking cloud-native a matakin binciken DORA. Primitives biyar na platform engineering — hanyoyin shimfiɗa na Kubernetes, tashar Backstage, GitOps ta ArgoCD, shigarwar Open Policy Agent, OpenTelemetry daga ƙarshe zuwa ƙarshe — suna samar da shaidar rajistar Mataki 8 a gudun bututun aiki. Gwajin aiwatar da fita na shekara-shekara ga CIF masu dogaro da CTPP bisa manufofin RTO da aka samo daga BIA. An magance zaɓuɓɓukan sovereign-cloud (AWS European Sovereign Cloud, Microsoft EU Data Boundary, Bleu, Thales / S3NS) a matsayin shawarwarin injiniya, ba alama ba.
Tsarin index don auna shirin quantum-safe na banki a 2026: cryptographic bill of materials, tsarin hybrid TLS, ci gaban ƙaura zuwa NIST FIPS 203 / 204 / 205, primitives na crypto-agility, da bayyanar harvest-now-decrypt-later a bayanan sirri na dadewa. Quantum Scorecard na Allunan Gudanarwa ya bayyana kashi huɗu daidai — cikar kayyade, bayyanar HNDL, ci gaban ƙaura ta NIST, shirin crypto-agility — wanda ya mai da matsayin ayyuka zuwa shaida da ta dace da masu sa ido.
Shirin injiniya don agentic AI a bankunan tier-1: rarrabe da izini ba da hankali ba, ɗaukar kowane agent na samar a matsayin model na SR 11-7 / SS1/23 daga rana ta farko, kuma a gina control plane mai sashe biyar — service accounts da aka tsara da OAuth, semantic routing mai tabbaci, OPA policy gates, WORM audit logs marasa canjawa, da kill switch da aka gwada — wanda ke maida kwarara-aikin masu cin gashin kai zuwa shaidar da za a iya bincika.
Tsarin banki a 2026 ya isa wurin da yake buƙatar index, ba wani jerin yanayi ba. Tsari mai jagora daga Stanford AI Index don auna shirin bankuna kan AI mai cin gashin kansa, tsaron quantum, juriya na-asalin-girgije, da biyan kuɗi na babba — duka a matsayin samfuri ɗaya na aiki.
Bankin hanyoyi da yawa na 2026 yana tafiyar da biya bisa farashi, ƙarshe, da farashin kuɗi — injin tsara ne ke karanta ISO 20022 pacs.008 ya yanke shawara.
Experience
From global Tier-1 banks to consumer technology. Payments and digital product leadership across HSBC, PayPal, Barclays, Shazam, AKQA and Virgin Group.
