Články o AI, postkvantové kryptografii, ISO 20022 a budoucnosti plateb.
PILÍŘE
Four pillars, fourteen topic clusters, every dated article — pick a thread and follow it through the archive.
PILLAR
Post-quantum migration, DORA-grade operational resilience, and the governance framework around AI in financial services.
Kryptografie založená na mřížkách, standardy NIST PQC, kvantově odolné platby a hrozba „sklízej teď, dešifruj později“. Výzkumné poznámky, open-source knihovny a migrační příručky pro bezpečnostní týmy finančních služeb.
DORA Article 5 board accountability, BCBS 239 risk-data aggregation, third-party concentration risk, exit testing, and the engineering controls that turn operational resilience from a compliance project into a supervisor-ready scoreboard.
EU AI Act conformity, SR 11-7 model risk, board-level accountability, auditability of autonomous workflows, and the regulatory frame for AI inside Tier-1 banks.
PILLAR
ISO 20022 migration, wholesale settlement, stablecoins, tokenised deposits, and the corporate treasury function around them.
Migrace přeshraničních zpráv, soulad strukturovaných adres, SEPA Instant, SWIFT gpi a velkoobchodní platební koleje, které vše drží. Nástroje, příručky a regulační harmonogram.
Multi-rail strategy across cards, A2A, RTP, FedNow, open banking, and stablecoin corridors. Wholesale economics, settlement finality, and the BIS Project Agorá cross-border atomicity model.
Tokenised deposits, money-market funds, wholesale CBDC pilots, BlackRock's BRSRV/BSTBL, the GENIUS Act, and the engineering choices behind making programmable money work inside regulated balance sheets.
Programmable liquidity, autonomous treasury, ISO 20022 payment engines, and the open-source toolkits that turn CAMT / pacs.008 / MT940 / pain.001 into auditable, board-grade transaction intelligence for corporate treasury teams.
PILLAR
Applied AI, agentic systems, generative models, voice and speech AI — and the cloud-native banking platforms that host them.
Generativní AI, multimodální LLM, hlas a modely řeči — a jak přetvářejí bankovní operace, péči o zákazníka a produktové inženýrství u špičkových institucí.
Agent control planes, deterministic semantic routing, OPA policy gates, immutable WORM audit logs, and the SR 11-7 / SS1/23 model-risk lens that turns autonomous workflows into supervisory-ready evidence.
Foundation models, multimodal LLMs (Gemini, Gemma, Mistral, MM1), prompt engineering, and the open-source releases that shape what banks can build inside their own data perimeter.
Voice cloning, real-time speech recognition (Whisper), executive voice assistants, and the audio-intelligence stack reshaping the private-banking client experience.
Kubernetes-based platform engineering for regulated institutions: DORA-tested operational resilience, VM and container convergence, sovereign cloud, exit strategy, and the architecture that lets banks ship critical services under supervision.
PILLAR
Rust libraries, blockchain primitives, and the open-source engineering discipline behind them.
Bibliotecas Rust open source que escribo y mantengo: registro, generación de código, fecha y hora, primitivas criptográficas, KEM basado en Kyber y un generador de sitios estáticos en Rust.
Bitcoin, základy blockchainu, tokeny ERC-20, stablecoiny a regulační rámec pro platební koleje podložené digitálními aktivy.