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    <title>Sebastien Rousseau — 简体中文版</title>
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    <description>中文文章：应用人工智能、ISO 20022 支付、后量子密码学以及批发支付的转型。</description>
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    <copyright>© 版权所有 2007 - 2026 - Sebastien Rousseau。保留所有权利。</copyright>
    <item>
      <title>你的 DORA 退出计划只是算了价，没有做规划。一月，这个价格就消失了。</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-08-04-dora-tuichu-jihua-zhishi-suanle-jia/</link>
      <description>2027年1月12日起，云服务的迁移费用连同数据出站费一并废止。让退出计划停留在纸面上的成本借口，也随之失效。</description>
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      <pubDate>Tue, 04 Aug 2026 06:06:06 +0000</pubDate>
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      <category>欧盟数据法案</category>
      <category>条例 (EU) 2023/2854</category>
      <category>云服务迁移</category>
      <category>数据出站费</category>
      <category>迁移费用</category>
      <category>第29条</category>
      <category>DORA</category>
      <category>第28条</category>
      <category>退出策略</category>
      <category>ICT第三方风险</category>
      <category>集中度风险</category>
      <category>关键或重要职能</category>
      <category>银行</category>
      <category>云可移植性</category>
      <category>供应商锁定</category>
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    <item>
      <title>DORA 让你躲过了 NIS2，却躲不过 CRA。</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-08-03-dora-rang-ni-duoguo-nis2-que-duobuguo-cra/</link>
      <description>9月11日，CRA 启动24小时报告时限。义务附着于产品，因此让银行豁免 NIS2 的 DORA 例外根本够不着它。</description>
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      <pubDate>Mon, 03 Aug 2026 06:06:06 +0000</pubDate>
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      <category>Cyber Resilience Act</category>
      <category>CRA</category>
      <category>条例 (EU) 2024/2847</category>
      <category>第14条</category>
      <category>被积极利用的漏洞</category>
      <category>严重事件</category>
      <category>ENISA</category>
      <category>单一报告平台</category>
      <category>CSIRT</category>
      <category>DORA</category>
      <category>NIS2</category>
      <category>lex specialis</category>
      <category>含数字元素的产品</category>
      <category>制造商义务</category>
      <category>银行</category>
      <category>SBOM</category>
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    <item>
      <title>你的高风险期限挪到了2027年12月。你的聊天机器人没有。</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-08-02-gao-fengxian-qixian-nuodao-2027-nian-12-yue/</link>
      <description>人工智能综合法案把高风险期限推到2027年12月，却没有动Article 50。透明度义务自今日起适用，落点在聊天机器人上。</description>
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      <pubDate>Sun, 02 Aug 2026 06:06:06 +0000</pubDate>
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      <category>EU AI Act</category>
      <category>Article 50</category>
      <category>透明度义务</category>
      <category>人工智能综合法案</category>
      <category>Regulation (EU) 2024/1689</category>
      <category>高风险人工智能</category>
      <category>附件三</category>
      <category>信用评分</category>
      <category>聊天机器人告知</category>
      <category>深度伪造</category>
      <category>机器可读标记</category>
      <category>来源溯源</category>
      <category>银行业</category>
      <category>人工智能治理</category>
      <category>合规</category>
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    <item>
      <title>钱包12月交付，银行一年后必须接受</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-08-01-qianbao-12-yue-jiaofu-yinhang-yinian-hou/</link>
      <description>成员国须在2026年12月前交付欧盟数字身份钱包，银行须在2027年12月前接受它。这十二个月的时间差，正是全部问题所在。</description>
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      <pubDate>Sat, 01 Aug 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>EUDI Wallet</category>
      <category>eIDAS 2</category>
      <category>欧盟数字身份钱包</category>
      <category>Regulation (EU) 2024/1183</category>
      <category>依赖方</category>
      <category>Article 5f</category>
      <category>强客户认证</category>
      <category>SCA</category>
      <category>PSD2</category>
      <category>数字身份</category>
      <category>OpenID4VP</category>
      <category>可验证凭证</category>
      <category>银行</category>
      <category>KYC</category>
      <category>客户开户</category>
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    <item>
      <title>PSD2 让银行建了一个 API。FiDA 让银行加入一个市场。</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-31-psd2-jian-api-fida-jiaru-shichang/</link>
      <description>FiDA 不是多加几个端点的 PSD2。机制成员资格、有价格的数据访问,以及远为更广的适用范围,把开放金融变成银行必须加入的市场。</description>
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      <pubDate>Fri, 31 Jul 2026 06:06:06 +0000</pubDate>
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      <category>FiDA</category>
      <category>Financial Data Access</category>
      <category>金融数据访问</category>
      <category>开放金融</category>
      <category>open finance</category>
      <category>金融数据共享机制</category>
      <category>financial data sharing scheme</category>
      <category>FDSS</category>
      <category>PSD2</category>
      <category>PSD3</category>
      <category>开放银行</category>
      <category>open banking</category>
      <category>数据持有方</category>
      <category>data holder</category>
      <category>数据使用方</category>
      <category>data user</category>
      <category>授权管理面板</category>
      <category>permission dashboard</category>
      <category>数据补偿</category>
      <category>data compensation</category>
      <category>API 战略</category>
      <category>欧盟监管</category>
      <category>客户数据</category>
      <category>对公银行</category>
      <category>零售银行</category>
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    <item>
      <title>不在适用范围内,不等于没有风险:2026 年模型风险规则重写,漏掉了银行真正在部署的模型</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-30-bu-zai-shiyong-fanwei-bu-dengyu-meiyou-fengxian/</link>
      <description>2026 年 4 月的模型风险规则重写,把生成式 AI 与智能体 AI 明确排除在适用范围之外。不在适用范围内,不等于没有风险——而英国并不认同。</description>
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      <pubDate>Thu, 30 Jul 2026 06:06:06 +0000</pubDate>
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      <category>模型风险管理</category>
      <category>model risk management</category>
      <category>SR 26-2</category>
      <category>SR 11-7</category>
      <category>OCC Bulletin 2026-13</category>
      <category>生成式 AI 治理</category>
      <category>generative AI governance</category>
      <category>智能体 AI</category>
      <category>agentic AI</category>
      <category>PRA SS1/23</category>
      <category>欧盟人工智能法案</category>
      <category>EU AI Act</category>
      <category>模型验证</category>
      <category>model validation</category>
      <category>有效质询</category>
      <category>effective challenge</category>
      <category>第三方风险</category>
      <category>third-party risk</category>
      <category>公开征求意见</category>
      <category>request for information</category>
      <category>银行监管</category>
      <category>跨大西洋监管分歧</category>
      <category>模型清单</category>
      <category>model inventory</category>
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    <item>
      <title>红队已成为一条受监管的供应链:DORA 的 TLPT 制度究竟要求什么</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-29-hongdui-yu-dora-de-tlpt-zhidu/</link>
      <description>DORA 的 TLPT 制度把红队演练变成一项受监管的义务。真正的约束不是技术,而是测试服务商市场、三年周期,以及你的第三方提供商。</description>
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      <pubDate>Wed, 29 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>基于威胁的渗透测试</category>
      <category>threat-led penetration testing</category>
      <category>TLPT</category>
      <category>DORA Article 26</category>
      <category>DORA Article 27</category>
      <category>Commission Delegated Regulation 2025/1190</category>
      <category>TIBER-EU</category>
      <category>红队演练</category>
      <category>red teaming</category>
      <category>威胁情报</category>
      <category>threat intelligence</category>
      <category>紫队</category>
      <category>purple teaming</category>
      <category>ICT 第三方风险</category>
      <category>运营韧性</category>
      <category>operational resilience</category>
      <category>金融实体</category>
      <category>主管当局</category>
      <category>批发银行</category>
      <category>检测工程</category>
      <category>detection engineering</category>
    </item>
    <item>
      <title>无法枚举,就无法迁移:银行仍然没有的那份密码物料清单</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-28-wufa-meiju-jiu-wufa-qianyi-cbom/</link>
      <description>2028 年的 NCSC 发现与盘点期限落在任何迁移期限之前。银行无法达标,因为 DORA 资产登记册记录了一项资产的一切,唯独不记录它内部的密码。</description>
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      <pubDate>Tue, 28 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>密码物料清单</category>
      <category>cryptographic bill of materials</category>
      <category>CBOM</category>
      <category>CycloneDX</category>
      <category>ECMA-424</category>
      <category>密码资产清单</category>
      <category>cryptographic inventory</category>
      <category>密码敏捷性</category>
      <category>crypto-agility</category>
      <category>后量子迁移</category>
      <category>post-quantum migration</category>
      <category>NCSC 迁移时间表</category>
      <category>NIST IR 8547</category>
      <category>FIPS 203</category>
      <category>ML-KEM</category>
      <category>DORA Article 8</category>
      <category>ICT 资产登记册</category>
      <category>SBOM</category>
      <category>证书生命周期</category>
      <category>HSM</category>
      <category>密钥管理</category>
      <category>批发银行</category>
    </item>
    <item>
      <title>收款人验证进入生产:近似匹配、批量文件与未定价责任的九个月</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-27-shoukuanren-yanzheng-jinru-shengchan/</link>
      <description>IPR 最后期限过去九个月,收款人验证已成为每家欧元区支付服务提供商必须免费运行的公共设施。真正的难点不在匹配算法,而在近似匹配、批量文件与无人定价的责任边界。</description>
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      <pubDate>Mon, 27 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>Verification of Payee</category>
      <category>VoP</category>
      <category>收款人验证</category>
      <category>即时支付条例</category>
      <category>Instant Payments Regulation</category>
      <category>Regulation (EU) 2024/886</category>
      <category>EPC VoP 规则手册</category>
      <category>路由与验证机制</category>
      <category>RVM</category>
      <category>SEPA 贷记转账</category>
      <category>SCT Inst</category>
      <category>IBAN 户名核验</category>
      <category>近似匹配</category>
      <category>授权推送支付欺诈</category>
      <category>批量支付文件</category>
      <category>pain.001</category>
      <category>ISO 20022</category>
      <category>支付运营</category>
      <category>PSD2</category>
      <category>企业财资</category>
    </item>
    <item>
      <title>从证据到真相：为何认证区块链将定义银行信任的下一个时代</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-26-cong-zhengju-dao-zhenxiang-yinhang-xinren/</link>
      <description>银行为云、法人实体及其人工智能做认证，却不为决定何为真相的账本做认证。五级认证区块链指数弥合了这一受托责任缺口。</description>
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      <pubDate>Sun, 26 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>ISO/IEC TC 307</category>
      <category>认证区块链</category>
      <category>分布式账本技术</category>
      <category>DORA Article 5</category>
      <category>能力成熟度模型</category>
      <category>BFT 共识</category>
      <category>智能合约保障</category>
      <category>后量子密码学</category>
      <category>FIPS 203</category>
      <category>BCBS 239</category>
      <category>CPMI-IOSCO PFMI</category>
      <category>ISO 42001</category>
      <category>人工智能审计脊柱</category>
      <category>批发银行</category>
      <category>验证者节点供应链</category>
      <category>SM&amp;CR</category>
    </item>
    <item>
      <title>2026年全球支付展望：代理型、隐形化、实时化世界中的运营模式、风险与收入</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-24-quanqiu-zhifu-zhanwang-yunying-moshi-fengxian/</link>
      <description>以G-SIB运营模式视角审视2026年支付：代理型责任、DORA下的始终在线流动性、代币化统一账本，以及2026年11月SWIFT地址截止期限。</description>
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      <pubDate>Fri, 24 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>代理型商务</category>
      <category>委托责任</category>
      <category>Model Context Protocol</category>
      <category>PSD3</category>
      <category>PSR</category>
      <category>强客户认证</category>
      <category>实时财资</category>
      <category>DORA</category>
      <category>财资即服务</category>
      <category>代币化存款</category>
      <category>Project Agorá</category>
      <category>wCBDC</category>
      <category>SWIFT SR 2026</category>
      <category>结构化地址</category>
      <category>FIDO2</category>
      <category>模型风险管理</category>
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    <item>
      <title>静态站点生成器(SSG):企业级战略解析与架构路线图</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-22-ssg-qiyeji-zhanlue-jiexi-yu-luxiantu/</link>
      <description>深入解析一款 Rust 静态站点生成器:编译期安全、WCAG 门禁与本地优先 AI,v0.0.41 的差距,以及通往企业级 1.0 的路线图。</description>
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      <pubDate>Wed, 22 Jul 2026 06:06:06 +0000</pubDate>
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      <category>静态站点生成器</category>
      <category>Rust</category>
      <category>forbid unsafe_code</category>
      <category>WCAG 2.2 AA</category>
      <category>Content Security Policy</category>
      <category>Subresource Integrity</category>
      <category>SLSA</category>
      <category>CycloneDX SBOM</category>
      <category>本地 LLM 流水线</category>
      <category>DORA</category>
      <category>增量构建</category>
      <category>lol_html</category>
      <category>WASM 插件沙箱</category>
      <category>语义向量搜索</category>
      <category>MiniJinja</category>
      <category>Ollama</category>
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    <item>
      <title>从报文到地图：在 ISO 20022 与 Swift 之上构建全球企业标准</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-08-cong-baowen-dao-ditu-iso-20022-swift/</link>
      <description>ISO 20022 与 Swift 的 CBPR+ 为跨境支付提供了协调统一的全球语言——却没有为企业如何使用它提供一张全球地图。如何在已有的基础设施上，把协调统一从「支付说了什么」延伸到「企业如何使用它」。</description>
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      <pubDate>Wed, 08 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>Swift CBPR+</category>
      <category>企业银行 API</category>
      <category>CPMI</category>
      <category>CGI-MP</category>
      <category>MyStandards</category>
      <category>跨境支付</category>
      <category>camt.053</category>
      <category>pain.001</category>
      <category>FAPI</category>
      <category>OpenAPI</category>
      <category>结构化地址</category>
      <category>G20 支付路线图</category>
      <category>交易银行</category>
      <category>企业财资</category>
      <category>OAuth2</category>
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    <item>
      <title>从碎片化到断层线：智能体时代企业银行缺失的 API 标准</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-07-cong-suipianhua-dao-duancengxian-api-biaozhun/</link>
      <description>零售银行十年前就有了自己的 API 标准，企业银行却始终没有。如今 AI 智能体与 Model Context Protocol 已把集成变成了运行时决策，这道缺口便成了断层线。</description>
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      <pubDate>Tue, 07 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>企业银行 API</category>
      <category>ISO 20022</category>
      <category>Model Context Protocol</category>
      <category>MCP</category>
      <category>智能体 AI</category>
      <category>OpenAPI</category>
      <category>FAPI</category>
      <category>开放金融</category>
      <category>Berlin Group</category>
      <category>Swift CBPR+</category>
      <category>DORA</category>
      <category>SR 11-7</category>
      <category>EU AI Act</category>
      <category>CPMI</category>
      <category>交易银行</category>
      <category>自主化资金管理</category>
      <category>幂等性</category>
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    <item>
      <title>2026年，读懂银行的新兴技术风险地平线</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-03-dudong-yinhang-xinxing-jishu-fengxian-dipingxian/</link>
      <description>对2026年银行新兴技术风险地平线的一次原创解读——AI驱动的个性化智能、合成金融犯罪与可编程金融——以依据FCA《Technology Horizon Scan 2026》的信号至监管框架展开。</description>
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      <pubDate>Fri, 03 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>emerging technology</category>
      <category>horizon scanning</category>
      <category>FCA</category>
      <category>personalised intelligence</category>
      <category>agentic AI</category>
      <category>synthetic identity fraud</category>
      <category>deepfakes</category>
      <category>programmable finance</category>
      <category>tokenisation</category>
      <category>stablecoins</category>
      <category>financial crime</category>
      <category>consumer duty</category>
      <category>model risk</category>
      <category>banking regulation 2026</category>
      <category>DORA</category>
      <category>quantum</category>
      <category>operational resilience</category>
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    <item>
      <title>从证据到真相：为何认证区块链将定义银行信任的下一个时代</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-02-cong-zhengju-dao-zhenxiang-renzheng-qukuailian/</link>
      <description>2026年认证区块链指数为银行提供五级能力成熟度模型，依据DORA、CPMI-IOSCO PFMI、ISO/IEC TC 307、ISO 42001和Basel III认证分布式账本治理、共识完整性、加密、智能合约保证和审计可观测性。</description>
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      <pubDate>Thu, 02 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>certified blockchain</category>
      <category>distributed ledger</category>
      <category>ISO/IEC TC 307</category>
      <category>DORA</category>
      <category>CPMI-IOSCO PFMI</category>
      <category>BCBS 239</category>
      <category>ISO 42001</category>
      <category>blockchain assurance</category>
      <category>capability maturity model</category>
      <category>banking trust</category>
      <category>tokenised settlement</category>
      <category>post-quantum cryptography</category>
      <category>audit spine</category>
    </item>
    <item>
      <title>2026 年银行 Agentic AI 指数：衡量自主性</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-07-01-yinhang-agentic-ai-zhishu-zizhuxing/</link>
      <description>一个六维指数，用于评估银行的 agentic AI 准备度：自主性层级、治理、监管证据、经济性、组织准备度和全球一致性。</description>
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      <pubDate>Wed, 01 Jul 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>agentic AI</category>
      <category>agentic AI banking</category>
      <category>AI governance</category>
      <category>autonomy tiers</category>
      <category>model risk management</category>
      <category>SR 11-7</category>
      <category>SS1/23</category>
      <category>EU AI Act</category>
      <category>FSB sound practices</category>
      <category>IOSCO</category>
      <category>MAS</category>
      <category>IMDA</category>
      <category>agent control plane</category>
      <category>kill switch</category>
      <category>WORM audit log</category>
      <category>OPA</category>
      <category>OAuth</category>
      <category>audit evidence</category>
      <category>DORA</category>
      <category>ROTE</category>
      <category>McKinsey</category>
      <category>Cambridge CCAF</category>
      <category>Stanford AI Index</category>
      <category>OSWorld</category>
    </item>
    <item>
      <title>2026 后量子安全记分卡：面向董事会的度量框架</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-29-hou-liangzi-anquan-jifenka-2026/</link>
      <description>《2026 年后量子安全记分卡》为董事会与高级管理层提供一套受信责约束的度量框架，用于跟踪一级银行基础设施的密码物料清单（CBOM）、HNDL 暴露及 NIST FIPS 203/204 迁移进度。</description>
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      <pubDate>Mon, 29 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>后量子密码学</category>
      <category>PQC 记分卡</category>
      <category>NIST FIPS 203</category>
      <category>NIST FIPS 204</category>
      <category>CBOM</category>
      <category>HNDL</category>
      <category>银行治理</category>
      <category>密码敏捷性</category>
      <category>KyberLib</category>
      <category>DORA 合规</category>
      <category>SM&amp;CR</category>
      <category>量子韧性</category>
    </item>
    <item>
      <title>开源、FINOS 与云原生 CIB 技术栈</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-28-kaiyuan-finos-yu-yun-yuansheng-cib/</link>
      <description>FINOS、Linux Foundation 以及一套 Rust 与零依赖的技术栈如何重塑云原生 CIB——人才、合规、PSD3 与供应链溯源。</description>
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      <pubDate>Sun, 28 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>开源银行业</category>
      <category>FINOS</category>
      <category>Linux Foundation</category>
      <category>云原生 CIB</category>
      <category>Rust 银行业</category>
      <category>现代化改造</category>
      <category>Morgan Stanley 开源</category>
      <category>JPMorgan 开源</category>
      <category>PSD3</category>
      <category>开放金融</category>
      <category>FiDA</category>
      <category>供应链安全</category>
      <category>SBOM</category>
      <category>CycloneDX</category>
      <category>SPDX</category>
      <category>SLSA</category>
      <category>sigstore</category>
      <category>CNCF</category>
      <category>OSSF</category>
      <category>MIT 许可证</category>
      <category>Apache 2.0</category>
      <category>BSD-3-Clause</category>
      <category>DORA</category>
      <category>Basel III</category>
      <category>MCP</category>
    </item>
    <item>
      <title>2026 智能体司库：从自治司库指数到生产级副驾</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-27-zhinengti-siku-2026-shengchan-ji-fujia/</link>
      <description>2026 年智能体司库副驾正从试点走向生产——以 ISO 20022 数据加工具调用为基础，外环嵌入 SR 11-7、DORA 与 EU AI Act 控制。</description>
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      <pubDate>Sat, 27 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>智能体 AI</category>
      <category>司库副驾</category>
      <category>自治司库</category>
      <category>现金预测</category>
      <category>流动性管理</category>
      <category>智能体银行业</category>
      <category>治理</category>
      <category>SR 11-7</category>
      <category>DORA</category>
      <category>EU AI Act</category>
      <category>CIB</category>
      <category>ISO 20022</category>
      <category>pacs.008</category>
      <category>RTGS</category>
      <category>SWIFT</category>
      <category>MCP</category>
      <category>模型风险管理</category>
      <category>MRM</category>
    </item>
    <item>
      <title>持续在线的 CIB：网络恢复、回退轨道与抗量子司库</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-26-chixu-zaixian-de-cib-wangluo-huifu/</link>
      <description>2026 年持续在线的 CIB：网络恢复保险库、跨 RTGS、即时与代币化网络的 ISO 20022 回退轨道，以及 DORA 之下的 FHE、QKD、PQC 原语与抗量子司库 SLA。</description>
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      <pubDate>Fri, 26 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>网络恢复</category>
      <category>回退轨道</category>
      <category>运营韧性</category>
      <category>DORA</category>
      <category>抗量子司库</category>
      <category>应急方案</category>
      <category>多轨道</category>
      <category>FHE</category>
      <category>QKD</category>
      <category>PQC</category>
      <category>ICT 第三方风险</category>
      <category>CIB</category>
      <category>ISO 20022</category>
      <category>RTGS</category>
      <category>FedNow</category>
      <category>SEPA Instant</category>
      <category>RTP</category>
      <category>T2</category>
      <category>CHAPS</category>
      <category>FIPS 203</category>
      <category>FIPS 204</category>
      <category>RTO</category>
      <category>RPO</category>
      <category>Basel III</category>
      <category>SR 11-7</category>
      <category>SM&amp;CR</category>
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    <item>
      <title>2026 年后量子银行韧性指数：EO 14409、全球期限与受托密码敏捷性</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-26-hou-liangzi-yinhang-renxing-zhishu-2026/</link>
      <description>EO 14409、ANSSI 的 2030 年硬性期限与 DORA 第 5 条，将后量子迁移转化为面向董事会的韧性指数——一份适用于银行的 0–5 级成熟度记分卡。</description>
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      <pubDate>Fri, 26 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>后量子密码学</category>
      <category>PQC</category>
      <category>EO 14409</category>
      <category>Executive Order 14409</category>
      <category>ANSSI 2030 期限</category>
      <category>ML-KEM</category>
      <category>ML-DSA</category>
      <category>SLH-DSA</category>
      <category>FIPS 203</category>
      <category>FIPS 204</category>
      <category>FIPS 205</category>
      <category>CBOM</category>
      <category>SBOM</category>
      <category>密码敏捷性</category>
      <category>先存储后解密</category>
      <category>SNDL</category>
      <category>CRQC</category>
      <category>DORA 第 5 条</category>
      <category>Basel III</category>
      <category>后量子银行韧性指数</category>
      <category>SWIFT</category>
      <category>混合密钥交换</category>
      <category>受托责任</category>
      <category>银行业</category>
      <category>大额支付</category>
      <category>托管</category>
    </item>
    <item>
      <title>CIB 的量子曙光：从 KyberLib 到量子韧性支付栈</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-25-cib-de-liangzi-shuguang-kyberlib/</link>
      <description>从 KyberLib 到企业级 CIB 项目——银行如何从 FIPS 203 ML-KEM 与 FIPS 204 ML-DSA 实验，迈向量子韧性支付栈。</description>
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      <pubDate>Thu, 25 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>后量子密码学</category>
      <category>PQC</category>
      <category>KyberLib</category>
      <category>ML-KEM</category>
      <category>ML-DSA</category>
      <category>FIPS 203</category>
      <category>FIPS 204</category>
      <category>量子韧性支付</category>
      <category>CIB</category>
      <category>BIS</category>
      <category>G7 网络专家组</category>
      <category>密码敏捷性</category>
      <category>HNDL</category>
      <category>CRQC</category>
      <category>CBOM</category>
      <category>先收割后解密</category>
      <category>混合密钥交换</category>
      <category>银行业</category>
      <category>大额支付</category>
      <category>贸易融资</category>
      <category>托管</category>
      <category>DORA</category>
      <category>Basel III</category>
      <category>SM&amp;CR</category>
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    <item>
      <title>2026 全球支付展望:智能体化、隐形化、实时化世界中的运营模型、风险与收入</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-25-quanqiu-zhifu-zhanwang-2026/</link>
      <description>2026 年全球支付周期具备智能体化、隐形化与实时化三大特征。面向 G-SIB 与区域性银行的风险、收入、通证化以及 2026 年 11 月 SWIFT 结构化地址切换的运营模型。</description>
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      <pubDate>Thu, 25 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>2026 全球支付展望</category>
      <category>智能体商务</category>
      <category>MCP</category>
      <category>Model Context Protocol</category>
      <category>PSD3</category>
      <category>PSR</category>
      <category>SCA</category>
      <category>实时财资</category>
      <category>Treasury-as-a-Service</category>
      <category>DORA</category>
      <category>Project Agorá</category>
      <category>通证化存款</category>
      <category>wCBDC</category>
      <category>SWIFT SR 2026</category>
      <category>结构化地址</category>
      <category>CBPR+</category>
      <category>SEPA</category>
      <category>ISO 20022</category>
      <category>pacs.008</category>
      <category>pain.001</category>
      <category>camt.052</category>
      <category>FIDO2</category>
      <category>深度伪造欺诈</category>
      <category>SR 11-7</category>
      <category>PRA SS1/23</category>
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    <item>
      <title>跨境 2026：企业司库中的 ISO 20022、开放金融与代币化存款</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-24-kuajing-2026-iso-20022-kaifang-jinrong/</link>
      <description>ISO 20022、A2A、PSD3/FiDA 下的开放金融与代币化存款，如何在 2026 年与 SWIFT 一道重塑跨境企业司库。</description>
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      <pubDate>Wed, 24 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>跨境支付</category>
      <category>ISO 20022</category>
      <category>开放金融</category>
      <category>PSD3</category>
      <category>FiDA</category>
      <category>代币化存款</category>
      <category>稳定币</category>
      <category>A2A</category>
      <category>司库</category>
      <category>CIB</category>
      <category>Nexi</category>
      <category>Mastercard</category>
      <category>多轨</category>
      <category>pacs.008</category>
      <category>pain.001</category>
      <category>SWIFT</category>
      <category>FedNow</category>
      <category>SEPA Instant</category>
      <category>RTP</category>
      <category>CBPR+</category>
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    <item>
      <title>从 pain.001 到可编程流动性：2026 年 ISO 20022 作为司库的自主神经系统</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-23-cong-pain001-dao-kebiancheng-liudongxing/</link>
      <description>2026 年的 ISO 20022 pain.001 与 pacs.008——MX 原生司库 API、结构化地址与可编程流动性如何重建 CIB 司库的自主神经系统。</description>
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      <pubDate>Tue, 23 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>pain.001</category>
      <category>pacs.008</category>
      <category>MX</category>
      <category>SWIFT</category>
      <category>CBPR+</category>
      <category>可编程流动性</category>
      <category>自主司库</category>
      <category>BIS CPMI</category>
      <category>结构化地址</category>
      <category>DORA</category>
      <category>智能体 AI</category>
      <category>跨境支付</category>
      <category>CIB</category>
      <category>MT103</category>
      <category>MT202</category>
      <category>RTGS</category>
      <category>Basel III</category>
      <category>SR 11-7</category>
      <category>司库 API</category>
    </item>
    <item>
      <title>企业银行口令管理的安全保障：基于 hsh 的多算法哈希与升级</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-22-qiye-yinhang-kouling-guanli-hsh/</link>
      <description>hsh 是一套纯 Rust 密码学框架，让一级银行以零停机方式把遗留口令哈希迁移至 Argon2id，集成 HSM 加椒并消除基于 C 的 FFI 内存漏洞，满足 DORA 韧性要求。</description>
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      <pubDate>Mon, 22 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>hsh</category>
      <category>Rust 密码学</category>
      <category>口令哈希</category>
      <category>Argon2id</category>
      <category>银行安全</category>
      <category>HSM 互锁</category>
      <category>DORA 合规</category>
      <category>Basel III</category>
      <category>零停机迁移</category>
      <category>内存安全</category>
      <category>PBKDF2</category>
      <category>scrypt</category>
      <category>网络恢复</category>
    </item>
    <item>
      <title>2026 银行架构:运营韧性框架</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-21-yinhang-jiagou-2026-yunying-renxing-kuangjia/</link>
      <description>面向 2026 年一级银行与企业司库的三支柱架构框架:加密治理、作为自主神经数据基座的 ISO 20022,以及通道无关的编排层——按 DORA 级运营韧性标准设计。</description>
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      <pubDate>Sun, 21 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>2026 银行架构</category>
      <category>运营韧性</category>
      <category>DORA</category>
      <category>ISO 20022</category>
      <category>可编程流动性</category>
      <category>通证化存款</category>
      <category>后量子加密</category>
      <category>hsh</category>
      <category>多通道编排</category>
      <category>策略即代码</category>
      <category>智能体司库</category>
      <category>CIB</category>
      <category>白皮书</category>
      <category>架构评审委员会</category>
      <category>一级银行</category>
    </item>
    <item>
      <title>http-handle：2026 年银行业高性能零依赖边缘入口</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-20-http-handle-ling-yilai-bianyuan-rukou/</link>
      <description>http-handle 是一个静态链接的 Rust 二进制文件，在银行业边缘以零运行时依赖实现每秒 180,000 次请求，集成 mTLS 与 JWT 验证、ALPN 协商的 HTTP/2 和 HTTP/3，以及 OTLP 可观测性——填补了 Nginx 和 Envoy 留下的安全与弹性缺口。</description>
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      <pubDate>Sat, 20 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>http-handle</category>
      <category>Rust 边缘入口</category>
      <category>零依赖代理</category>
      <category>银行基础设施</category>
      <category>mTLS JWT</category>
      <category>sendfile 零拷贝</category>
      <category>ALPN HTTP3</category>
      <category>DORA 合规</category>
      <category>巴塞尔III</category>
      <category>OTLP 可观测性</category>
      <category>静态二进制</category>
      <category>ARM64 银行</category>
      <category>零信任银行</category>
      <category>轻量级入口</category>
      <category>Rust 银行安全</category>
    </item>
    <item>
      <title>2026 年：用 Rust 将 Markdown 转为可访问、SEO 就绪的结构化 HTML</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-20-yong-rust-jiang-markdown-zhuanwei-jiegouhua-html/</link>
      <description>HTML Generator 是一个纯 Rust Markdown 转 HTML 编译器，在构建时强制执行 WCAG 合规性，注入符合 Schema.org 的 JSON-LD，原生渲染 MathML 和 Mermaid SVG，并在 WebAssembly 沙盒中隔离解析——将企业发布转变为可访问性、SEO 与 ICT 安全的编译门控管理平面。</description>
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      <pubDate>Sat, 20 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>html-generator</category>
      <category>Rust Markdown 转 HTML</category>
      <category>可访问性即代码</category>
      <category>WCAG 2.1 AA</category>
      <category>SEO 就绪 HTML</category>
      <category>JSON-LD</category>
      <category>MathML</category>
      <category>Mermaid</category>
      <category>WebAssembly</category>
      <category>EAA</category>
      <category>DORA</category>
      <category>ADA Title III</category>
      <category>无障碍发布</category>
      <category>沙盒解析</category>
      <category>开源</category>
    </item>
    <item>
      <title>为何 2026 年的 AI、MCP 与金融基础设施需要更安全的 Rust YAML 栈</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-18-weihe-xuyao-geng-anquan-de-rust-yaml-zhan/</link>
      <description>NoyaLib：零 unsafe 的 Rust YAML 1.2 解析器，实现 406/406 规范合规、JSON Schema 校验、无损 CST 与 MCP/WASM 绑定，服务金融基础设施。</description>
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      <pubDate>Thu, 18 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>更安全的 Rust YAML 解析器</category>
      <category>NoyaLib</category>
      <category>YAML 1.2 规范合规</category>
      <category>零 unsafe Rust</category>
      <category>JSON Schema 校验</category>
      <category>无损 CST 具体语法树</category>
      <category>CST</category>
      <category>MCP</category>
      <category>Model Context Protocol</category>
      <category>WebAssembly</category>
      <category>Kubernetes manifest</category>
      <category>CI/CD 配置</category>
      <category>DORA 第 5 条</category>
      <category>BCBS 239</category>
      <category>Basel III 操作风险</category>
      <category>金融基础设施</category>
      <category>配置安全</category>
      <category>软件供应链</category>
    </item>
    <item>
      <title>从量子比特到利润：Economist 第五届 Commercialising Quantum Global 2026 峰会的战略要点</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-17-cong-liangzi-bite-dao-lirun-economist-fenghui/</link>
      <description>Economist Impact 第五届 Commercialising Quantum Global 2026 峰会的董事会要点——13 亿美元资金潮、no-regrets 混合栈、后量子密码迁移的紧迫性、量子传感商业化，以及 HSBC 关于“等待即失分”的明确指令。</description>
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      <pubDate>Wed, 17 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>Commercialising Quantum Global 2026</category>
      <category>Economist Impact 峰会</category>
      <category>后量子密码</category>
      <category>NIST ML-KEM</category>
      <category>harvest-now decrypt-later</category>
      <category>SNDL</category>
      <category>HSBC 量子</category>
      <category>Philip Intallura</category>
      <category>量子传感</category>
      <category>GPS 独立导航</category>
      <category>NQCC</category>
      <category>EU Quantum Act</category>
      <category>Quantcore</category>
      <category>qBIG 大奖</category>
      <category>Lord Vallance</category>
      <category>混合量子-经典</category>
      <category>DORA 第 6 条</category>
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    <item>
      <title>2026 年 AI 感知 dotfiles：面向 MCP、SLSA 与多 shell 一致性的安全可复现开发者工作站</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-16-ai-ganzhi-dotfiles-2026/</link>
      <description>AI 感知 dotfiles 是 MCP 时代下安全、可复现的工作站范式——以 Chezmoi 实现声明式配置、以 SOPS/age 管理密钥、采用 SLSA Level 3 来源证明、保持多 shell 一致性，并为本地 AI 智能体设定受限沙箱边界。</description>
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      <pubDate>Tue, 16 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>dotfiles</category>
      <category>Chezmoi</category>
      <category>MCP</category>
      <category>Model Context Protocol</category>
      <category>SLSA</category>
      <category>SOPS</category>
      <category>age 加密</category>
      <category>声明式配置</category>
      <category>开发者工作站</category>
      <category>DORA 第 5 条</category>
      <category>NIST CSF 2.0</category>
      <category>供应链安全</category>
      <category>智能体 AI</category>
      <category>多 shell 一致性</category>
      <category>Zsh</category>
      <category>Fish</category>
      <category>Nushell</category>
    </item>
    <item>
      <title>2026 年构建面向 ISO 20022 银行间时代的 pacs.008 自动化</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-15-goujian-pacs008-zidonghua-iso-20022/</link>
      <description>pacs008 是一套开源 Python 库，用于自动生成并校验 ISO 20022 pacs.008 FI-to-FI 客户信用转账报文——结构化地址、BAH head.001 封装、BIC/LEI/IBAN 校验、基于 OpenTelemetry 的 UETR 追踪——为 2026 年 11 月 SWIFT 切换日打造。</description>
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      <pubDate>Mon, 15 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>pacs008</category>
      <category>ISO 20022 pacs.008</category>
      <category>FI-to-FI 客户信用转账</category>
      <category>结构化地址</category>
      <category>SWIFT CBPR+</category>
      <category>BAH head.001</category>
      <category>TARGET2</category>
      <category>CHAPS</category>
      <category>Fedwire</category>
      <category>DORA</category>
      <category>BCBS 239</category>
      <category>Basel III</category>
      <category>UETR</category>
      <category>LEI 校验</category>
      <category>SEPA VoP</category>
    </item>
    <item>
      <title>从银行对账单到统一交易智能：为财资团队打造开源解析器</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-14-cong-duizhangdan-dao-tongyi-jiaoyi-zhineng/</link>
      <description>BankStatementParser 把 CAMT、pain.001、CSV、OFX/QFX、MT940 与扫描 PDF 转为统一交易模型，服务财资与财务工作流。</description>
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      <pubDate>Sun, 14 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>BankStatementParser</category>
      <category>银行对账单解析器</category>
      <category>CAMT</category>
      <category>pain.001</category>
      <category>MT940</category>
      <category>OFX</category>
      <category>QFX</category>
      <category>PDF OCR</category>
      <category>财资交易智能</category>
    </item>
    <item>
      <title>KyberLib 与 2026 后量子银行迁移：从标准到代码</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-12-kyberlib-yu-hou-liangzi-yinhang-qianyi/</link>
      <description>KyberLib 把后量子银行迁移变成可检查、内存安全的 Rust 代码——FIPS 203 ML-KEM、混合握手与加密敏捷边界。</description>
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      <pubDate>Fri, 12 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>KyberLib</category>
      <category>后量子密码学</category>
      <category>ML-KEM</category>
      <category>FIPS 203</category>
      <category>CRYSTALS-Kyber</category>
      <category>加密敏捷性</category>
      <category>混合密钥交换</category>
      <category>Rust 密码学</category>
      <category>SNDL</category>
      <category>DORA</category>
      <category>NIST SP 1800-38</category>
      <category>量子安全银行</category>
    </item>
    <item>
      <title>CloudCDN：2026 年 AI 原生边缘的开源蓝图</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-11-cloudcdn-ai-yuansheng-bianyuan-kaiyuan-lantu/</link>
      <description>CloudCDN 将 CDN 重塑为密码学安全、智能体可控的边缘控制平面——零信任 MCP 网关、Durable Objects 原子速率限制、SLSA Level 3 构建溯源，以及可直接对接 DORA 审计的合规证据。</description>
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      <pubDate>Thu, 11 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>CloudCDN</category>
      <category>AI 原生边缘</category>
      <category>开源 CDN</category>
      <category>MCP 服务器</category>
      <category>Cloudflare Workers</category>
      <category>Durable Objects</category>
      <category>零信任</category>
      <category>WebAuthn</category>
      <category>签名 URL</category>
      <category>SLSA Level 3</category>
      <category>DORA</category>
      <category>边缘控制平面</category>
    </item>
    <item>
      <title>2026 银行运营韧性指数：AI、云、量子、支付与第三方集中风险</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-08-yinhang-yunying-renxing-zhishu-2026/</link>
      <description>2026 银行运营韧性指数：把 AI 风险、云集中风险、抗量子安全、支付连续性与关键第三方依赖合并为一张董事会可读的记分板。</description>
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      <pubDate>Mon, 08 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>银行运营韧性指数 2026</category>
      <category>DORA 韧性</category>
      <category>AI 运营风险</category>
      <category>云集中风险</category>
      <category>银行量子风险</category>
      <category>支付韧性</category>
    </item>
    <item>
      <title>2026 自主财务指数：智能体司库、可编程流动性、代币化存款与实时现金管控</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-07-zizhu-caiwu-zhishu-2026/</link>
      <description>2026 年自主财务就绪度指数，覆盖智能体司库工作流、可编程流动性、代币化存款、实时支付与自动化现金管控。</description>
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      <pubDate>Sun, 07 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>2026 自主财务</category>
      <category>智能体司库</category>
      <category>可编程流动性</category>
      <category>代币化存款司库</category>
      <category>实时司库</category>
      <category>现金管理 AI</category>
      <category>ISO 20022</category>
      <category>JPM Coin</category>
      <category>Kinexys</category>
      <category>BIS</category>
    </item>
    <item>
      <title>2026 大额支付指数:ISO 20022、代币化存款、实时通道与跨境结算</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-06-da-e-zhifu-zhishu-2026/</link>
      <description>面向 2026 年的大额支付就绪度指数:衡量 ISO 20022 数据质量、代币化存款、实时通道、跨境结算与流动性效率的工程化基准。</description>
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      <pubDate>Sat, 06 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>2026 大额支付</category>
      <category>ISO 20022</category>
      <category>代币化存款</category>
      <category>Project Agorá</category>
      <category>跨境支付</category>
      <category>实时支付</category>
      <category>结构化地址数据</category>
      <category>支付数据质量</category>
    </item>
    <item>
      <title>2026 云原生银行指数:DORA、平台工程、主权云与运营韧性</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-05-yun-yuansheng-yinhang-zhishu-2026/</link>
      <description>面向 2026 年的云原生银行指数:衡量 DORA 落地度、平台工程成熟度、云集中度风险、退出证据与运营韧性的工程化基准。</description>
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      <pubDate>Fri, 05 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>2026 云原生银行</category>
      <category>DORA 银行合规</category>
      <category>云集中度风险</category>
      <category>银行平台工程</category>
      <category>ICT 第三方风险</category>
      <category>云退出策略</category>
      <category>主权云</category>
      <category>Kubernetes</category>
      <category>ISO 20022</category>
    </item>
    <item>
      <title>2026 年量子安全银行业指数:后量子密码学、QKD、密码敏捷性与先收集后解密风险</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-04-liangzi-anquan-yinhangye-zhishu-2026/</link>
      <description>面向 2026 年的量子安全银行业就绪度指数,涵盖 NIST 后量子标准、密码学清单、密码敏捷性、QKD,以及长期保留数据的暴露风险。</description>
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      <pubDate>Thu, 04 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>量子安全银行 2026</category>
      <category>银行后量子密码学</category>
      <category>NIST FIPS 203</category>
      <category>ML-KEM</category>
      <category>ML-DSA</category>
      <category>SLH-DSA</category>
      <category>密码敏捷性</category>
      <category>QKD 银行</category>
    </item>
    <item>
      <title>2026 年银行智能体 AI 指数:衡量自主性、治理、可审计性与业务影响</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-03-yinhang-zhinengti-ai-zhishu-2026/</link>
      <description>面向银行的智能体 AI 就绪度指数框架,涵盖自主性、治理、可审计性、可靠性、控制与业务价值六个维度。</description>
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      <pubDate>Wed, 03 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>智能体 AI 银行 2026</category>
      <category>AI 智能体 银行</category>
      <category>金融服务 AI 治理</category>
      <category>自主银行工作流</category>
      <category>模型风险管理</category>
      <category>AI 可审计性</category>
    </item>
    <item>
      <title>2026 年银行基础设施指数:衡量自主式 AI、量子安全、云原生韧性与批发支付的就绪度</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-02-yinhang-jichu-sheshi-zhishu-2026/</link>
      <description>受斯坦福 AI Index 启发的 2026 年银行基础设施指数,衡量自主式 AI、量子安全、云原生韧性与全球批发支付四大领域的就绪度。</description>
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      <pubDate>Tue, 02 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>banking infrastructure index 2026</category>
      <category>银行基础设施指数</category>
      <category>agentic AI banking</category>
      <category>自主式 AI 银行</category>
      <category>quantum safe banking</category>
      <category>量子安全</category>
      <category>cloud native banking</category>
      <category>云原生银行</category>
      <category>wholesale payments</category>
      <category>批发支付</category>
      <category>ISO 20022</category>
      <category>DORA</category>
      <category>Project Agora</category>
      <category>tokenised deposits</category>
      <category>代币化存款</category>
    </item>
    <item>
      <title>2026 年的多通道银行:卡、A2A、稳定币、RTP、FedNow 与 Open Banking 合于一套战略</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-06-01-duo-tongdao-yinhang-2026/</link>
      <description>FedNow 要求 7×24 小时预筹流动性。ACH 廉价但是 T+1。USDC 原子结算却需要钱包基础设施。2026 年的多通道银行按成本、终局性与流动性成本逐笔路由,由读取 ISO 20022 pacs.008 的编排引擎作出决策。</description>
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      <pubDate>Mon, 01 Jun 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>支付编排层</category>
      <category>FedNow 与 RTP</category>
      <category>FedNow 与 ACH</category>
      <category>稳定币结算</category>
      <category>USDC 原子结算</category>
      <category>ISO 20022 pacs.008</category>
      <category>账户到账户 A2A</category>
      <category>Open Banking API</category>
      <category>预筹流动性</category>
      <category>7×24 流动性陷阱</category>
      <category>2026 多通道银行</category>
      <category>支付路由引擎</category>
      <category>ERP 对账</category>
    </item>
    <item>
      <title>后量子支付基础设施:为何银行可能替换而非改造传统通道</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-31-hou-liangzi-zhifu-jichu-sheshi-tihuan/</link>
      <description>后量子密码学迫使支付通道作出二选一:在从未为 ML-KEM 与 ML-DSA 适配的 SWIFT MT 与 ISO 20022 信封内改造 RSA/ECC,或以密码敏捷的基础设施替换。架构师必须在 HNDL 转为运营损失前决断。</description>
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      <pubDate>Sun, 31 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>后量子密码学</category>
      <category>PQC 支付</category>
      <category>密码敏捷性</category>
      <category>现收割后解密</category>
      <category>HNDL</category>
      <category>NIST 后量子标准</category>
      <category>ML-KEM</category>
      <category>ML-DSA</category>
      <category>FIPS 203</category>
      <category>FIPS 204</category>
      <category>支付通道迁移</category>
      <category>ISO 20022 PQC</category>
      <category>SWIFT MT 替换</category>
      <category>HSM</category>
      <category>PKI 崩塌</category>
      <category>运营韧性</category>
      <category>Quantum Computing Cybersecurity Preparedness Act</category>
    </item>
    <item>
      <title>英国批发数字市场:代币化国债、结算与新设的协调者角色</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-30-yingguo-pifa-shuzi-shichang/</link>
      <description>英国批发数字市场协调者(Champion)角色把代币化批发金融升格为国家竞争力工程,重塑伦敦金融城在代币化国债与结算上的运营模型。</description>
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      <pubDate>Sat, 30 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>英国批发数字市场 2026</category>
      <category>Chris Woolard</category>
      <category>代币化国债</category>
      <category>代币化批发金融</category>
      <category>数字市场协调者</category>
      <category>英国代币化</category>
      <category>结算</category>
    </item>
    <item>
      <title>ISO 20022 迁移之后：把支付数据做成 2026 银行产品</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-29-iso-20022-qianyi-zhihou-zhifu-shuju/</link>
      <description>ISO 20022 迁移之后是一次数据产品机会。结构化地址、用途代码、汇款信息、调查报文与更丰富的支付状态事件，可以转化为对账、欺诈、流动性、合规与分析产品。</description>
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      <pubDate>Fri, 29 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>ISO 20022 2026</category>
      <category>结构化地址</category>
      <category>CBPR+</category>
      <category>支付数据产品</category>
      <category>用途代码</category>
      <category>企业财资</category>
      <category>对账</category>
      <category>制裁筛查</category>
      <category>欺诈检测</category>
    </item>
    <item>
      <title>DORA、EU AI 法案与数据主权：银行 2026 合规栈</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-28-dora-eu-ai-fa-an-yu-shuju-zhuquan/</link>
      <description>DORA、EU AI 法案、GDPR、云集中风险与数据主权在 2026 年汇聚为银行的一套合规栈，决定董事会层级的运营模型设计。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2026-05-28-dora-eu-ai-fa-an-yu-shuju-zhuquan/</guid>
      <pubDate>Thu, 28 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>DORA 2026</category>
      <category>EU AI 法案 2026</category>
      <category>银行数据主权</category>
      <category>运营韧性</category>
      <category>云集中风险</category>
      <category>金融服务 AI 合规</category>
      <category>高风险 AI</category>
    </item>
    <item>
      <title>数字资产 2026：基础设施转型不可缓</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-28-shuzi-zichan-2026-jichu-sheshi-zhuanxing/</link>
      <description>数字资产已不再是创新押注，而是关于结算、托管与资产负债表的架构问题；银行的战略任务是在结构性不确定中设计基础设施。</description>
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      <pubDate>Thu, 28 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>数字资产 2026</category>
      <category>代币化现实资产</category>
      <category>稳定币银行</category>
      <category>代币化存款</category>
      <category>数字资产托管</category>
      <category>DLT 银行</category>
      <category>结算基础设施</category>
      <category>抵押品流动性</category>
      <category>可编程货币</category>
      <category>银行数字资产战略</category>
    </item>
    <item>
      <title>2026 支付人工智能操作系统：欺诈、路由、韧性与合规</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-27-zhifu-rengong-zhineng-caozuo-xitong/</link>
      <description>2026 年人工智能正成为支付的操作系统，从分析仪表盘走向欺诈防范、支付修复、路由、流动性预测、合规筛查与代理式商业控制的实时决策层。</description>
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      <pubDate>Wed, 27 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/circuit_board_cityscape.webp" type="image/webp" length="0"/>
      <category>2026 支付人工智能</category>
      <category>支付欺诈</category>
      <category>支付路由</category>
      <category>实时欺诈防范</category>
      <category>ISO 20022 AI</category>
      <category>支付韧性</category>
      <category>交易分析</category>
      <category>现金流预测</category>
      <category>AML</category>
      <category>制裁筛查</category>
      <category>FedNow</category>
      <category>RTP</category>
      <category>代理式商业</category>
    </item>
    <item>
      <title>Magnifica Humanitas：AI行业视角解读教宗通谕</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-26-magnifica-humanitas-jiaozong-tongyu/</link>
      <description>2026年5月25日，教宗良十四世发布《Magnifica Humanitas》，这是首份专门讨论人工智能的教宗通谕。从科技行业内部客观阅读，它不是教义，而是迄今为AI与量子时代提出的最具一贯性的伦理框架之一，呼应了火车、汽车、核能与互联网当年所引发的道德焦虑。本文剖析其对行业、对人类的意义，以及为何诚实的阅读最终落在希望之上。</description>
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      <pubDate>Tue, 26 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>Magnifica Humanitas</category>
      <category>Pope Leo XIV</category>
      <category>AI 通谕</category>
      <category>人工智能伦理</category>
      <category>量子计算伦理</category>
      <category>Rerum Novarum</category>
      <category>巴别塔</category>
      <category>技术从非中立</category>
      <category>transhumanism</category>
      <category>posthumanism</category>
      <category>人的尊严</category>
      <category>技术范式</category>
      <category>火车 汽车 核能 互联网</category>
      <category>技术史上的道德恐慌</category>
      <category>Lucy 知识传递</category>
      <category>AI 希望</category>
      <category>EU AI Act</category>
      <category>DORA</category>
      <category>Anthropic</category>
      <category>Sebastien Rousseau</category>
    </item>
    <item>
      <title>2026 稳定币与代币化存款：银行真正需要守住什么</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-26-wendingbi-yu-daibihua-cunkuan-2026/</link>
      <description>稳定币与代币化存款正围绕可编程清算趋同，但其资产负债表、法律、流动性与信任模型仍各不相同；银行须分清边界。</description>
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      <pubDate>Tue, 26 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>稳定币 2026</category>
      <category>代币化存款</category>
      <category>银行存款</category>
      <category>GENIUS Act</category>
      <category>JPM Coin</category>
      <category>存款代币</category>
      <category>稳定币储备</category>
      <category>银行资金</category>
      <category>数字货币</category>
    </item>
    <item>
      <title>2026 可编程流动性：AI、代币化存款与实时资金管理编排</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-25-kebiancheng-liudongxing-2026/</link>
      <description>2026 年的可编程流动性把 AI 预测、代币化存款、实时支付通道、虚拟账户、稳定币与资金管理系统整合为统一编排层，重塑营运资金治理与银行运营模式。</description>
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      <pubDate>Mon, 25 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>可编程流动性 2026</category>
      <category>资金管理编排</category>
      <category>AI 资金管理</category>
      <category>代币化存款</category>
      <category>实时流动性</category>
      <category>稳定币资金管理</category>
      <category>多通道支付</category>
      <category>虚拟账户</category>
      <category>交易银行</category>
      <category>抵押品流动</category>
    </item>
    <item>
      <title>2026 年 UK Payments Forward Plan：稳定币、开放银行、代币化存款与智能体支付</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-24-uk-payments-forward-plan-2026/</link>
      <description>UK Payments Forward Plan 与 2026 年 4 月政策包，将传统支付、稳定币、代币化存款、开放银行与 AI 智能体支付纳入同一连贯框架，重塑英国银行运营模式。</description>
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      <pubDate>Sun, 24 May 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>UK Payments Forward Plan 2026</category>
      <category>英国稳定币</category>
      <category>代币化存款</category>
      <category>开放银行 FCA</category>
      <category>PSR FCA 整合</category>
      <category>AI 智能体支付</category>
      <category>Wholesale Digital Markets Champion</category>
      <category>Chris Woolard</category>
      <category>支付服务监管</category>
    </item>
    <item>
      <title>2026 银行业智能体支付：授权、责任与全新支付体验</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-23-zhinengti-zhifu-shouquan-yu-zeren/</link>
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      <title>英国酸爵士复兴：2026年艺人、现场、专辑与律动文化的回归</title>
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      <category>Jordan Rakei</category>
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      <title>2026年的代币化存款：银行服务、稳定币竞争与可编程商业银行货币的现状</title>
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      <title>2026 年的云原生银行：Kubernetes、DORA、主权与 VM 和容器分界线的终结</title>
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      <title>2026年全球批发支付：ISO 20022、RTGS更新与互操作性的经济学</title>
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      <description>2026年的全球批发支付正在被ISO 20022协调、RTGS更新、结算窗口延长、非银行机构准入、API治理、DLT试点以及跨境支付碎片化所重塑。其经济议题是互操作性，而不仅仅是消息传递。</description>
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      <title>2026 年量子密码重置：PQC 标准、QKD 保证与银行不能再延期的迁移工作</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-18-liangzi-mima-biaozhun-jinzhan-2026/</link>
      <description>2026 年的量子密码不再是关于量子计算机是否迫近的辩论。它是一项跨越后量子密码、密码敏捷性、量子密钥分发保证、协议标准、供应商就绪度和已暴露于「先收割后解密」风险的长寿命金融数据的迁移计划。</description>
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      <category>NCSC PQC</category>
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      <title>面向银行的代理式工程：2026 年高管团队与工程师蓝图</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-05-17-ai-dailixing-gongcheng-yinhang-2026-lantu/</link>
      <description>代理式 AI 已在全球银行业从试点走向生产；70% 机构在用，仅五分之一拥有成熟治理。</description>
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      <title>另一种名义下的稳定币收益：贝莱德 BRSRV 与 BSTBL 文件解码</title>
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      <title>保障账簿：后量子迁移面向企业金融的董事会级指南</title>
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      <title>2026 年 11 月 pacs.008 结构化地址截止日期：六个月视角</title>
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      <description>2026 年 11 月起 SWIFT CBPR+ 拒绝 pacs.008 中的非结构化地址。约 65% 报文仍不合规，44% 银行进度滞后。</description>
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      <title>量子阈值再次移动：10,000 量子比特的 Shor 风险</title>
      <link>https://sebastienrousseau.com/zh-hans/2026-04-11-liangzi-yuzhi-zai-yi-dong/</link>
      <description>新研究显示 Shor 算法可能仅需 10,000 量子比特，密码学相关量子计算门槛正快速下降。</description>
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      <pubDate>Sat, 11 Apr 2026 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>Shor 算法</category>
      <category>量子计算</category>
      <category>后量子密码学</category>
      <category>中性原子量子比特</category>
      <category>ECC</category>
      <category>RSA</category>
      <category>NIST</category>
      <category>CRYSTALS-Kyber</category>
      <category>量子阈值</category>
      <category>错误纠正</category>
    </item>
    <item>
      <title>抗量子支付：行业必须立即行动（EPAA）</title>
      <link>https://sebastienrousseau.com/zh-hans/2025-09-01-kang-liangzi-zhifu-epaa/</link>
      <description>EPAA 量子安全支付白皮书阐述支付行业为何必须立即采取行动应对量子威胁。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2025-09-01-kang-liangzi-zhifu-epaa/</guid>
      <pubDate>Mon, 01 Sep 2025 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/digital-nodes.webp" type="image/webp" length="0"/>
      <category>EPAA</category>
      <category>抗量子支付</category>
      <category>后量子密码学</category>
      <category>ML-KEM</category>
      <category>ML-DSA</category>
      <category>SWIFT</category>
      <category>SEPA</category>
      <category>HNDL</category>
      <category>NIST</category>
      <category>FIPS 203</category>
    </item>
    <item>
      <title>格基密码学的量子算法中发现漏洞</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-04-22-gezhuang-mima-liangzi-suanfa-faxian-louhdong/</link>
      <description>陈逸雷的 LWE 量子算法被发现存在漏洞，格基密码学暂时保持安全，但量子抗性研究仍需推进。</description>
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      <pubDate>Mon, 22 Apr 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>陈逸雷</category>
      <category>LWE</category>
      <category>量子算法</category>
      <category>格密码学</category>
      <category>NIST</category>
      <category>后量子密码学</category>
      <category>Kyber</category>
      <category>Dilithium</category>
      <category>BGV</category>
      <category>TFHE</category>
    </item>
    <item>
      <title>量子算法挑战格状密码学</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-04-15-liangzi-suanfa-tiaozhan-gezhuang-mima-xue/</link>
      <description>陈逸雷的多项式时间量子算法对 Learning With Errors（LWE）问题及格基密码学构成挑战。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-04-15-liangzi-suanfa-tiaozhan-gezhuang-mima-xue/</guid>
      <pubDate>Mon, 15 Apr 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/digital-constellation.webp" type="image/webp" length="0"/>
      <category>量子算法</category>
      <category>LWE</category>
      <category>格密码学</category>
      <category>陈逸雷</category>
      <category>GapSVP</category>
      <category>SIVP</category>
      <category>后量子密码学</category>
      <category>量子傅里叶变换</category>
      <category>高斯函数</category>
      <category>安全</category>
    </item>
    <item>
      <title>OpenVoice：语音克隆技术的领先创新</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-04-01-openvoice-yuyin-kelong-jishu-de-lingxian-chuangxin/</link>
      <description>OpenVoice 是 MIT、清华大学与 MyShell 联合开发的开源语音克隆技术，支持零样本跨语言合成。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-04-01-openvoice-yuyin-kelong-jishu-de-lingxian-chuangxin/</guid>
      <pubDate>Mon, 01 Apr 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/open-voice.webp" type="image/webp" length="0"/>
      <category>OpenVoice</category>
      <category>语音克隆</category>
      <category>MIT</category>
      <category>清华大学</category>
      <category>MyShell</category>
      <category>零样本</category>
      <category>跨语言</category>
      <category>语音合成</category>
      <category>开源</category>
      <category>负责任 AI</category>
    </item>
    <item>
      <title>量子银行时代的全同态加密</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-03-25-liangzi-yinhang-shidai-de-quan-tongtai-jiami/</link>
      <description>全同态加密（FHE）让数据在加密状态下计算，为量子时代的银行业带来全新数据安全范式。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-03-25-liangzi-yinhang-shidai-de-quan-tongtai-jiami/</guid>
      <pubDate>Mon, 25 Mar 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/fully-homomorphic-encryption.webp" type="image/webp" length="0"/>
      <category>全同态加密</category>
      <category>FHE</category>
      <category>同态加密</category>
      <category>银行业</category>
      <category>金融</category>
      <category>量子计算</category>
      <category>后量子</category>
      <category>格密码</category>
      <category>隐私</category>
      <category>Zama</category>
    </item>
    <item>
      <title>用多模态 LLM 推进 AI：MM1 的启示</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-03-18-yong-duomotai-llm-tuijin-ai-mm1-qishi/</link>
      <description>Apple MM1 研究为多模态大型语言模型（MLLM）的预训练揭示关键架构与数据组成洞察。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-03-18-yong-duomotai-llm-tuijin-ai-mm1-qishi/</guid>
      <pubDate>Mon, 18 Mar 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/mm1-visual.webp" type="image/webp" length="0"/>
      <category>MM1</category>
      <category>多模态 AI</category>
      <category>MLLM</category>
      <category>大型语言模型</category>
      <category>Apple 研究</category>
      <category>视觉语言</category>
      <category>图像编码器</category>
      <category>少样本学习</category>
      <category>MoE</category>
      <category>跨注意力</category>
    </item>
    <item>
      <title>用 OpenAI Whisper 变革 macOS 实时语音识别</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-03-12-yong-openai-whisper-biange-macos-shishi-yuyin-shibie/</link>
      <description>OpenAI Whisper 与 Metal Performance Shaders（MPS）的整合带来 macOS 上低延迟、高精度的实时语音识别。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-03-12-yong-openai-whisper-biange-macos-shishi-yuyin-shibie/</guid>
      <pubDate>Tue, 12 Mar 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/research-paper.webp" type="image/webp" length="0"/>
      <category>OpenAI Whisper</category>
      <category>ASR</category>
      <category>语音识别</category>
      <category>Metal Performance Shaders</category>
      <category>MPS</category>
      <category>macOS</category>
      <category>GPU</category>
      <category>实时</category>
      <category>隐私</category>
      <category>设备端</category>
    </item>
    <item>
      <title>RustLogs：面向 Rust 应用的高级日志库</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-03-08-rustlogs-rust-ying-yong-de-gaoji-rizhi-ku/</link>
      <description>RustLogs（RLG）是一个用于 Rust 应用的高级日志库，支持结构化、异步、灵活的日志记录。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-03-08-rustlogs-rust-ying-yong-de-gaoji-rizhi-ku/</guid>
      <pubDate>Fri, 08 Mar 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/rustlogs.webp" type="image/webp" length="0"/>
      <category>RustLogs</category>
      <category>RLG</category>
      <category>Rust</category>
      <category>日志</category>
      <category>结构化日志</category>
      <category>异步</category>
      <category>JSON</category>
      <category>CEF</category>
      <category>Logstash</category>
      <category>性能</category>
    </item>
    <item>
      <title>Mistral AI 的 Le Chat：对话式 AI 的新时代</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-03-04-mistral-ai-le-chat-duihua-shi-ai-de-xin-shidai/</link>
      <description>由 Mistral AI 打造的 Le Chat 以多语言、定制化与离线能力重塑对话式 AI 格局。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-03-04-mistral-ai-le-chat-duihua-shi-ai-de-xin-shidai/</guid>
      <pubDate>Mon, 04 Mar 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/abstract-digital-art-of-a-cat.webp" type="image/webp" length="0"/>
      <category>Le Chat</category>
      <category>Mistral AI</category>
      <category>对话式 AI</category>
      <category>多语言</category>
      <category>定制化</category>
      <category>离线能力</category>
      <category>生成式 AI</category>
      <category>ChatGPT</category>
      <category>企业 AI</category>
      <category>NLP</category>
    </item>
    <item>
      <title>Google Gemma：转型开源 AI 开发</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-02-26-google-gemma-zhuanxing-kaiyuan-ai-kaifa/</link>
      <description>Google Gemma 是开源 AI 模型，配合 Ollama 在 macOS 上运行，为开源 AI 开发带来新格局。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-02-26-google-gemma-zhuanxing-kaiyuan-ai-kaifa/</guid>
      <pubDate>Mon, 26 Feb 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/ai-ship.webp" type="image/webp" length="0"/>
      <category>Google Gemma</category>
      <category>开源 AI</category>
      <category>Gemini</category>
      <category>Ollama</category>
      <category>macOS</category>
      <category>2B</category>
      <category>7B</category>
      <category>大型语言模型</category>
      <category>合伦理 AI</category>
      <category>企业应用</category>
    </item>
    <item>
      <title>解读 Gemini：Google AI 革命解析</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-02-19-jiedu-gemini-google-ai-biange-jiexi/</link>
      <description>Gemini 1.5 通过新的 MoE 架构和扩展上下文窗口，重新定义大型语言模型的能力。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-02-19-jiedu-gemini-google-ai-biange-jiexi/</guid>
      <pubDate>Mon, 19 Feb 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/abstract-visualization-of-gemini.webp" type="image/webp" length="0"/>
      <category>Gemini 1.5</category>
      <category>Google AI</category>
      <category>大型语言模型</category>
      <category>MoE 架构</category>
      <category>上下文窗口</category>
      <category>多模态</category>
      <category>AI 伦理</category>
      <category>性能基准</category>
      <category>Google DeepMind</category>
    </item>
    <item>
      <title>欧盟 AI 法案：塑造全球 AI 监管的未来</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-02-13-oumeng-ai-fa-an-suzao-quanqiu-ai-jianguan-weilai/</link>
      <description>欧盟人工智能法案以基于风险的方法为 AI 监管设定全球标准，平衡创新与基本权利保护。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-02-13-oumeng-ai-fa-an-suzao-quanqiu-ai-jianguan-weilai/</guid>
      <pubDate>Tue, 13 Feb 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/ryoji-iwata-a-qsFZimp1M.webp" type="image/webp" length="0"/>
      <category>欧盟 AI 法案</category>
      <category>AI 监管</category>
      <category>风险等级</category>
      <category>透明度</category>
      <category>基本权利</category>
      <category>GDPR</category>
      <category>合伦理 AI</category>
      <category>高风险应用</category>
      <category>创新</category>
      <category>全球治理</category>
    </item>
    <item>
      <title>Àkàndé 语音助手：变革个人与高管协助</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-02-12-akande-yuyin-zhushou-biange-geren-yu-gaoguan-fuwu/</link>
      <description>Àkàndé 语音助手整合 OpenAI GPT 模型，提供自然语言理解、PDF 摘要与 SQLite 高效缓存。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-02-12-akande-yuyin-zhushou-biange-geren-yu-gaoguan-fuwu/</guid>
      <pubDate>Mon, 12 Feb 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/akande-voice-assistant.webp" type="image/webp" length="0"/>
      <category>Àkàndé</category>
      <category>语音助手</category>
      <category>GPT</category>
      <category>Python</category>
      <category>OpenAI</category>
      <category>自然语言理解</category>
      <category>PDF 摘要</category>
      <category>SQLite</category>
      <category>缓存</category>
      <category>高管助手</category>
    </item>
    <item>
      <title>革新广告业：AI 如何塑造未来</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-02-08-ai-ruhe-suzao-guanggao-ye-de-weilai/</link>
      <description>AI 通过亚马逊 Rufus 与 Meta 的生成式工具重塑广告业，提升消费者参与度与广告投资回报率。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-02-08-ai-ruhe-suzao-guanggao-ye-de-weilai/</guid>
      <pubDate>Thu, 08 Feb 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/advertising-ai.webp" type="image/webp" length="0"/>
      <category>AI 广告</category>
      <category>亚马逊 Rufus</category>
      <category>Meta</category>
      <category>生成式 AI</category>
      <category>个性化</category>
      <category>对话商业</category>
      <category>创意工具</category>
      <category>投资回报率</category>
      <category>广告策略</category>
      <category>消费者参与</category>
    </item>
    <item>
      <title>AI 驱动的音频分析、翻译与洞察</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-01-29-ai-yinpin-fenxi-fanyi-yu-jianjie/</link>
      <description>Audio Analyser 借助 Microsoft Azure AI 实现音频转录、情感分析、翻译与可执行洞察，加速决策。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-01-29-ai-yinpin-fenxi-fanyi-yu-jianjie/</guid>
      <pubDate>Mon, 29 Jan 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/modern-corporate-office-with-technological-displays.webp" type="image/webp" length="0"/>
      <category>Audio Analyser</category>
      <category>Azure AI</category>
      <category>语音转文本</category>
      <category>自然语言处理</category>
      <category>情感分析</category>
      <category>多语言翻译</category>
      <category>客户服务</category>
      <category>市场研究</category>
      <category>医疗</category>
      <category>金融</category>
    </item>
    <item>
      <title>AI 提示词工程的进展</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-01-23-ai-tishici-gongcheng-de-jinzhan/</link>
      <description>2024 年 AI 提示词工程的创新——自定义指令、多角色、思维链与零样本/小样本——重塑技术与金融。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-01-23-ai-tishici-gongcheng-de-jinzhan/</guid>
      <pubDate>Tue, 23 Jan 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/ai-prompt-engineering-modern-office.webp" type="image/webp" length="0"/>
      <category>提示词工程</category>
      <category>AI</category>
      <category>自定义指令</category>
      <category>多角色</category>
      <category>思维链</category>
      <category>向量数据库</category>
      <category>零样本</category>
      <category>小样本</category>
      <category>量子计算</category>
      <category>AI 伦理</category>
    </item>
    <item>
      <title>Alien Studio：用 AI 摄影变革艺术</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-01-15-alien-studio-yong-ai-sheying-biange-yishu/</link>
      <description>从 Rust、AI 与量子计算的探索到 Alien Studio 这一融合技术与艺术的摄影项目。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-01-15-alien-studio-yong-ai-sheying-biange-yishu/</guid>
      <pubDate>Mon, 15 Jan 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>Alien Studio</category>
      <category>AI 摄影</category>
      <category>MidJourney</category>
      <category>Rust</category>
      <category>人工智能</category>
      <category>量子计算</category>
      <category>数字艺术</category>
      <category>摄影</category>
      <category>创意</category>
      <category>数字文艺复兴</category>
    </item>
    <item>
      <title>用 IBM Qiskit 与量子傅里叶变换优化信用比率分析</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-01-08-yong-ibm-qiskit-yu-liangzi-fuliye-bianhuan-youhua-xindai-fenxi/</link>
      <description>IBM Qiskit 与量子傅里叶变换（QFT）为信用比率分析带来突破，提升风险评估的精度与速度。</description>
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      <pubDate>Mon, 08 Jan 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>IBM Qiskit</category>
      <category>量子傅里叶变换</category>
      <category>QFT</category>
      <category>信用比率分析</category>
      <category>量子计算</category>
      <category>金融</category>
      <category>风险管理</category>
      <category>银行业</category>
      <category>qubit</category>
      <category>量子算法</category>
    </item>
    <item>
      <title>AI 趋势 2024：洞察与对未来的预测</title>
      <link>https://sebastienrousseau.com/zh-hans/2024-01-01-ai-qushi-2024-jianjie-yu-yuce/</link>
      <description>AI 在 2024 年从概念走向现实，影响商业、社会、教育、金融、气候、空间技术与零售各个层面。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2024-01-01-ai-qushi-2024-jianjie-yu-yuce/</guid>
      <pubDate>Mon, 01 Jan 2024 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/drone-view-of-london.webp" type="image/webp" length="0"/>
      <category>AI 趋势 2024</category>
      <category>生成式 AI</category>
      <category>多模态模型</category>
      <category>客户服务</category>
      <category>网络安全</category>
      <category>教育</category>
      <category>气候变化</category>
      <category>金融</category>
      <category>零售</category>
      <category>伦理</category>
    </item>
    <item>
      <title>用 AI 增强的量子算法变革金融</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-12-25-ai-zengqiang-de-liangzi-suanfa-biange-jinrong/</link>
      <description>AI 与量子算法的融合在金融领域释放新效率：QFT、Grover 算法在风险、欺诈检测中的应用。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-12-25-ai-zengqiang-de-liangzi-suanfa-biange-jinrong/</guid>
      <pubDate>Mon, 25 Dec 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>量子算法</category>
      <category>量子傅里叶变换</category>
      <category>QFT</category>
      <category>Grover 算法</category>
      <category>金融 AI</category>
      <category>高盛</category>
      <category>BBVA</category>
      <category>桑坦德</category>
      <category>TerraQuantum</category>
      <category>风险管理</category>
    </item>
    <item>
      <title>银行业 AI 与量子计算：2023 年回顾</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-12-18-yinhang-ye-ai-yu-liangzi-jisuan-2023-huigu/</link>
      <description>回顾 2023 年人工智能与量子计算如何变革银行业，开源 AI 模型崛起以及全球 AI 治理进展。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-12-18-yinhang-ye-ai-yu-liangzi-jisuan-2023-huigu/</guid>
      <pubDate>Mon, 18 Dec 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>AI</category>
      <category>量子计算</category>
      <category>银行业</category>
      <category>HSBC</category>
      <category>QKD</category>
      <category>LLaMA 2</category>
      <category>Mixtral</category>
      <category>GPT-NeoX</category>
      <category>AI 治理</category>
      <category>布莱切利宣言</category>
    </item>
    <item>
      <title>量子密钥分发：银行安全的变革</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-12-11-liangzi-miyao-fenfa-yinhang-anquan-de-biange/</link>
      <description>量子密钥分发（QKD）通过量子力学原理提供银行业不可破解的密钥交换安全保障。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-12-11-liangzi-miyao-fenfa-yinhang-anquan-de-biange/</guid>
      <pubDate>Mon, 11 Dec 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>量子密钥分发</category>
      <category>QKD</category>
      <category>量子纠缠</category>
      <category>量子计算</category>
      <category>HSBC</category>
      <category>BT</category>
      <category>东芝</category>
      <category>AWS</category>
      <category>银行业网络安全</category>
      <category>后量子密码学</category>
    </item>
    <item>
      <title>用 DTT 库掌握 Rust 中的日期与时间</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-12-04-yong-dtt-ku-zhangwo-rust-de-riqi-yu-shijian/</link>
      <description>DateTime（DTT）是一个高精度的 Rust 日期与时间库，简化时区、解析、验证与格式化等操作。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-12-04-yong-dtt-ku-zhangwo-rust-de-riqi-yu-shijian/</guid>
      <pubDate>Mon, 04 Dec 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/clients/dtt/v1/logos/dtt.svg" type="image/webp" length="0"/>
      <category>DTT</category>
      <category>DateTime</category>
      <category>Rust</category>
      <category>日期时间</category>
      <category>时区</category>
      <category>解析</category>
      <category>验证</category>
      <category>格式化</category>
      <category>Cargo</category>
      <category>开源</category>
    </item>
    <item>
      <title>KyberLib：抵御量子威胁的 Rust 盾牌</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-11-28-kyberlib-duikang-liangzi-weixie-de-rust-dunpai/</link>
      <description>KyberLib 是基于 CRYSTALS-Kyber 的 Rust 抗量子密码库，适用于 no-std 与 WebAssembly 环境。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-11-28-kyberlib-duikang-liangzi-weixie-de-rust-dunpai/</guid>
      <pubDate>Tue, 28 Nov 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/clients/kyberlib/v1/logos/kyberlib.svg" type="image/webp" length="0"/>
      <category>KyberLib</category>
      <category>Rust</category>
      <category>CRYSTALS-Kyber</category>
      <category>后量子密码学</category>
      <category>量子安全</category>
      <category>格密码学</category>
      <category>no-std</category>
      <category>WebAssembly</category>
      <category>NIST</category>
      <category>嵌入式系统</category>
    </item>
    <item>
      <title>CRYSTALS-Kyber：量子时代的守护算法</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-11-19-crystals-kyber-liangzi-shidai-de-baohu-suanfa/</link>
      <description>CRYSTALS-Kyber 是基于格的抗量子密钥封装机制（KEM），是 NIST 后量子标准化的领跑者。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-11-19-crystals-kyber-liangzi-shidai-de-baohu-suanfa/</guid>
      <pubDate>Sun, 19 Nov 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/galina-nelyubova-V70-ng4FuiA.webp" type="image/webp" length="0"/>
      <category>CRYSTALS-Kyber</category>
      <category>后量子密码学</category>
      <category>KEM</category>
      <category>LWE</category>
      <category>格密码学</category>
      <category>NIST</category>
      <category>Kyber512</category>
      <category>Kyber768</category>
      <category>Kyber1024</category>
      <category>银行业</category>
    </item>
    <item>
      <title>探索生成式人工智能</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-11-12-tansuo-shengcheng-shi-rengong-zhineng/</link>
      <description>深入了解生成式人工智能的机制、影响、推动力，以及在金融与多行业的应用与伦理考量。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-11-12-tansuo-shengcheng-shi-rengong-zhineng/</guid>
      <pubDate>Sun, 12 Nov 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/fabio-oyXis2kALVg.webp" type="image/webp" length="0"/>
      <category>生成式 AI</category>
      <category>人工智能</category>
      <category>GPT-4</category>
      <category>大型语言模型</category>
      <category>Transformer</category>
      <category>GAN</category>
      <category>自动编码器</category>
      <category>扩散模型</category>
      <category>多模态 AI</category>
      <category>可解释 AI</category>
    </item>
    <item>
      <title>Rust 安全所需的数学与密码常数</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-11-05-rust-anquan-de-shuxue-yu-mima-changshu/</link>
      <description>Common（CMN）库为 Rust 开发者提供精确的数学与密码常数，提升代码安全性与可靠性。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-11-05-rust-anquan-de-shuxue-yu-mima-changshu/</guid>
      <pubDate>Sun, 05 Nov 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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      <category>CMN</category>
      <category>Common 库</category>
      <category>Rust</category>
      <category>数学常数</category>
      <category>密码常数</category>
      <category>RSA</category>
      <category>椭圆曲线</category>
      <category>π</category>
      <category>e</category>
      <category>后量子密码学</category>
    </item>
    <item>
      <title>LibMake：减少重复任务、构建高质量 Rust 库的代码生成器</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-10-26-libmake-rust-ku-de-daima-shengchengqi/</link>
      <description>LibMake 是一款 Rust 库代码生成工具，通过模板化生成减少重复劳动，强制最佳实践。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-10-26-libmake-rust-ku-de-daima-shengchengqi/</guid>
      <pubDate>Thu, 26 Oct 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/tarik-haiga-3637943.webp" type="image/webp" length="0"/>
      <category>LibMake</category>
      <category>Rust 库</category>
      <category>代码生成器</category>
      <category>模板</category>
      <category>脚手架</category>
      <category>最佳实践</category>
      <category>GitHub Actions</category>
      <category>开源</category>
      <category>Cargo</category>
      <category>CLI</category>
    </item>
    <item>
      <title>量子时代的数据保护：哈希库 HSH</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-10-16-liangzi-shidai-shuju-baohu-hsh-haxi-ku/</link>
      <description>HSH 是一个用 Rust 开发的轻量级抗量子密码哈希库，用于密码哈希与验证。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-10-16-liangzi-shidai-shuju-baohu-hsh-haxi-ku/</guid>
      <pubDate>Mon, 16 Oct 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/galina-nelyubova-7ej8VWfwFsg.webp" type="image/webp" length="0"/>
      <category>HSH</category>
      <category>哈希库</category>
      <category>后量子密码学</category>
      <category>抗量子密码</category>
      <category>Argon2i</category>
      <category>BScrypt</category>
      <category>Scrypt</category>
      <category>Rust</category>
      <category>NIST</category>
      <category>PQC</category>
    </item>
    <item>
      <title>Static Site Generator：最快的基于 Rust 的静态网站生成器</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-10-09-zuikuai-de-rust-jingtai-zhandian-shengchengqi/</link>
      <description>Static Site Generator 是一款基于 Rust 的高性能静态网站生成器，致力于 SEO、可访问性与极速性能。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-10-09-zuikuai-de-rust-jingtai-zhandian-shengchengqi/</guid>
      <pubDate>Mon, 09 Oct 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/anna-nekrashevich-8534387.webp" type="image/webp" length="0"/>
      <category>Static Site Generator</category>
      <category>静态网站生成器</category>
      <category>SSG</category>
      <category>Rust</category>
      <category>Markdown</category>
      <category>SEO</category>
      <category>WCAG</category>
      <category>ADA</category>
      <category>PWA</category>
      <category>RSS</category>
    </item>
    <item>
      <title>用 pain001 自动化创建符合 ISO 20022 标准的支付文件</title>
      <link>https://sebastienrousseau.com/zh-hans/2023-09-29-yong-pain001-zidonghua-iso-20022-zhifu-wenjian/</link>
      <description>pain001 是一个开源 Python 库，可从 CSV 或 SQLite 自动生成 ISO 20022 合规的支付文件。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2023-09-29-yong-pain001-zidonghua-iso-20022-zhifu-wenjian/</guid>
      <pubDate>Fri, 29 Sep 2023 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/andrea-de-santis-T3Qen8vVgRc.webp" type="image/webp" length="0"/>
      <category>ISO 20022</category>
      <category>pain.001</category>
      <category>pain001</category>
      <category>支付自动化</category>
      <category>HVPS+</category>
      <category>CBPR+</category>
      <category>SEPA</category>
      <category>跨境支付</category>
      <category>Python 库</category>
      <category>开源</category>
    </item>
    <item>
      <title>Express Transaction Credits 平台的诞生</title>
      <link>https://sebastienrousseau.com/zh-hans/2018-02-15-express-transaction-credits-pingtai-de-jianli/</link>
      <description>EXTC 平台基于 ERC-223 标准，致力于通过去中心化交易平台实现闪电般的金融交易。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2018-02-15-express-transaction-credits-pingtai-de-jianli/</guid>
      <pubDate>Thu, 15 Feb 2018 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/rawpixel-com-369782.webp" type="image/webp" length="0"/>
      <category>EXTC</category>
      <category>ERC-223</category>
      <category>以太坊</category>
      <category>智能合约</category>
      <category>去中心化交易所</category>
      <category>即时贷款</category>
      <category>跨境支付</category>
      <category>金融普惠</category>
      <category>代币</category>
      <category>区块链</category>
    </item>
    <item>
      <title>推出新的加密货币与面向未来的更快支付方案</title>
      <link>https://sebastienrousseau.com/zh-hans/2018-02-04-xin-jiamihuobi-yu-gengkuai-zhifu-fangan/</link>
      <description>Express Transaction Credits Platform（EXTC）网络通过分布式账本和智能合约重新定义快速支付。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2018-02-04-xin-jiamihuobi-yu-gengkuai-zhifu-fangan/</guid>
      <pubDate>Sun, 04 Feb 2018 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/laureen-missaire-DBbuhMbAIsQ.webp" type="image/webp" length="0"/>
      <category>EXTC</category>
      <category>加密货币</category>
      <category>更快支付</category>
      <category>分布式账本</category>
      <category>智能合约</category>
      <category>以太坊</category>
      <category>EIP20</category>
      <category>跨境支付</category>
      <category>即时贷款</category>
      <category>区块链</category>
    </item>
    <item>
      <title>ERC-20 代币标准</title>
      <link>https://sebastienrousseau.com/zh-hans/2018-01-24-erc-20-daibi-biaozhun/</link>
      <description>ERC-20 标准为以太坊代币定义了一套通用规则与功能，是 DeFi 兴起和以太坊广泛采用的关键推动力。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2018-01-24-erc-20-daibi-biaozhun/</guid>
      <pubDate>Wed, 24 Jan 2018 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/m-ZzOa5G8hSPI.webp" type="image/webp" length="0"/>
      <category>ERC-20</category>
      <category>以太坊</category>
      <category>代币标准</category>
      <category>智能合约</category>
      <category>DeFi</category>
      <category>去中心化金融</category>
      <category>代币化</category>
      <category>Solidity</category>
      <category>dApps</category>
      <category>区块链</category>
    </item>
    <item>
      <title>理解区块链背后的技术</title>
      <link>https://sebastienrousseau.com/zh-hans/2018-01-09-lijie-quqiulian-beihou-de-jishu/</link>
      <description>区块链技术已经开启了一个去中心化的新时代。本文以以太坊为平台，带你逐步构建自己的加密货币。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2018-01-09-lijie-quqiulian-beihou-de-jishu/</guid>
      <pubDate>Tue, 09 Jan 2018 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
      <enclosure url="https://cloudcdn.pro/stocks/images/adam-smigielski-K5mPtONmpHM.webp" type="image/webp" length="0"/>
      <category>区块链</category>
      <category>以太坊</category>
      <category>智能合约</category>
      <category>Solidity</category>
      <category>加密货币</category>
      <category>代币化</category>
      <category>ERC-20</category>
      <category>dApps</category>
      <category>Geth</category>
      <category>测试网</category>
    </item>
    <item>
      <title>区块链：2018 年最重要的技术</title>
      <link>https://sebastienrousseau.com/zh-hans/2018-01-02-quqiulian-2018-zui-zhongyao-de-jishu/</link>
      <description>区块链——驱动加密货币飞速崛起的底层技术——正在颠覆企业、金融服务和资本市场。</description>
      <guid isPermaLink="true">https://sebastienrousseau.com/zh-hans/2018-01-02-quqiulian-2018-zui-zhongyao-de-jishu/</guid>
      <pubDate>Tue, 02 Jan 2018 06:06:06 +0000</pubDate>
      <author>contact@sebastienrousseau.com (Sebastien Rousseau)</author>
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