{
  "version": "1.0",
  "type": "rich",
  "title": "PSD2 Made Banks Build an API. FiDA Makes Them Join a Market.",
  "author_name": "Sebastien Rousseau",
  "author_url": "https://sebastienrousseau.com/about/",
  "provider_name": "Sebastien Rousseau",
  "provider_url": "https://sebastienrousseau.com/",
  "thumbnail_url": "https://cloudcdn.pro/stocks/images/denys-nevozhai-2vmT5_FeMck.webp",
  "thumbnail_width": 1200,
  "thumbnail_height": 630,
  "html": "<blockquote class=\"oembed-card\"><p><a href=\"https://sebastienrousseau.com/2026-07-31-fida-open-finance-data-sharing-schemes-banks-2026/\">PSD2 Made Banks Build an API. FiDA Makes Them Join a Market.</a></p><p>Under PSD2 a bank could comply alone: build the endpoint, publish the spec, done. FiDA has no unilateral path. Compliance runs through a scheme, and the scheme is being designed right now.</p><p><cite>Sebastien Rousseau — sebastienrousseau.com</cite></p></blockquote>",
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}